Monday, October 6, 2014

Breaking from the norm, safety tips

My identity was stolen Friday,.    I really felt violated and wondered and sill wonder where they got my e mail address and credit card number.   I did  report ot to the police.   My sister was surprised that a policeman came to the house to get a report and that I had to file a report.   I guess there are people that make a false report just to get the bank to pay for their charges!     The bank called me.   They have a program that red flags unusual charges , that is, charges that are not your usual spending pattern.   That's why if you take a vacation, you should call the bank and tell them you are going.   Otherwise they are likely to freeze your card and leave you in a pickle.  

The police officer told me all sorts of things.   For one, the neighbourhood gas station had some skimming incidents.   Luckily for us my husband doesn't go to that station.    Costco is so much cheaper.   

Never put your keys in your purse when you are going out in public.   Put your keys in your pocket.  Some people wear a cross body bag under their coat and just have necessities in their purse.   
If someone steals your purse, often they go on a spending spree and steal your car or while you are trying to find a phone to report your purse stolen and find a ride home, they are at your house cleaning it out.

Never put things in your mail box and put the flag up.    The only thing I ever put in the mail box is a birthday card.   

Don't leave anything in your car that you don't want stolen.   That is hard when I go to more than one grocery store at a shopping trip.   At least lock it in the trunk if you can before you go to your next stop.    Again , that is hard because I don't have a trunk.   We do bring a soft sided cooler for our groceries so you can't tell if it is empty or full.   

When you use your debit card, punch in your PIN number and touch a couple of other numbers while doing so.   There are people that have infrared scanners on the back of their phones that read what numbers that you have punched.  

I had a discussion with someone that said that they would never use a debit card, just use checks.   Perps wash your check and make it out for a bigger amount,   I had someone tell me that they had a devil of a time proving that they didn't write the check.   Banks do not moniter  your checks. I have seen checks not signed go through.   At least if someone steals your debit card, or you loose, it, they have to know your PIN number too.  don't leave your PIN number in your wallet.  Memorize it.  And, the bank moniters your debit card the same as your credit card.   

If retailers asked for another identifying number when a large purchase was made, it would cut down on the theft.   Bed bath and beyond asked for a zip code.  The perps couldn't produce one.   We all pay for the losses when these creeps help themselves.  

Check your bank balance often.   Report any charges that you don't recognize.   Sometimes that is hard because the retailers posted name is quite cryptic.   The next question is, honey, what did you buy for 9.98 yesterday!  LOL. Did you go to the gas station twice!    

If you are walking out to your car alone and there aren't a lot of people around, carry your keys with a key between each finger.  Look in the back seat before you enter the car.   If you are uncomfortable, ask a security guard to show you to your car.   Scan the parking lot before you leave the building.   Lock your doors and roll up your windows.  

Guess that's all I can remember .   

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Be safe! 

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