Next: planning your trip

In and around our town, there are several chain stores.   Two companies own the five chain stores.   We also have a grocery outlet.   Ten miles up the freeway, there is a Winco.  In addition , we have other stores that carry food.   Making sense of all, well, that could be confusing and time consuming without a plan.

Every week, four of the stores  send us ads in the mail.   Fred Meyers ad comes in Sunday's paper.
I go over the stores and circle or write  down the things that are on a stock list or perishables and protein that are a good buy.   I mark those that need an in ad coupon with a @ sign.  If I know there is a coupon for them, I add a $$ sign.

The next step is to decide  which TWO stores have the most things on your particular list of needs.
Pick two stores.   Check FAVADO for more specials and any coupon match ups.  ( more about coupons later.) check ibotta for rebates.  Don't get too excited about rebates, just note if a cucumber is the same price both stores, ibotta may give you another .20 if you purchase it at the right store.   Especially for produce, they may or may not give you the rebate.   Just take it as gravy!

When you are planning your trip, look at your worksheet to see what you,need to fill in a meal and what you need to use up.

Go, get in, and get out,   The more time you spend in a store, the mine money you are going to spend.
The more people you being with you, the  more you are going to spend.   If you pick up something, you are probably going to put it on your cart.  Don't touch anything you are not going to buy.   Unless, you are like me, and if it's something different, I want to know what the serving size is and how many carbs it has.

Bring your coupon binder, the ads, your list, a calculator.
If someone hasn't marked a price on the computer,not helps if you have the ad to show the correct price to the checker.  

Coupons
You can use manufacturers coupons and a store coupon and an ibotta on one item.  Unless you are at Winco.   We don't have double coupons ( at least that I have found) and rarely are you allowed to make money on a coupon.   Like a lot of TV programs, extreme coupons is not a reality.  The only way you may be able to make money is when you shop at a drug store that has bonus points that turn into cash on your next purchases.   Be careful, they Re no bargain if they raise the price to give you restricted dollars.

The most important technique for saving money at the grocery store is to KNOW YOUR PRICES.
MY MOTHER USED TO SAY THAT SOME PEOPLE WOULDNT KNOW A BARGAIN IF IT GOT UP AND BIT THEM IN THE Butt!  Don't be that person!   There can be as much as a 75 percent difference between the most expensive and cheapest price on the SAME item.   Put that 75 percent in YOUR pocket!

2nd rule.  Don't buy sundry items at the grocery store.  That's where they make their most profit margin.  You are much better off buying paper products and cleaners at the dollar store or an off price or big  box store.   Again, know your prices.   You can almost always get laundry soap and toothpaste, deodorant etc almost free with coupons.

3rd rule
Don't buy snack foods or copious amounts of sugar coated cereal.  Most kids will just eat cereal and there is,not enough food value in them.   If it isn't on the house, they won't eat it and your budget will be much better off.   We grew up with no pop, candy, cold cereal, except cornflakes and wheat puffs on a bag, or Popsicles or Kool aid in the house.   We didn't snack between meals.   We were not allowed to be picky, you ate what was on the table, or you didn't eat.  Nothing more till breakfast.
We all survived and we eat almost everything.  Ready made stuff for the most part is very expensive and some dinner kits are ridiculously expensive and you add the food value.  You might as well just make it more nutritious in the first place.   LOL. There are a few convenience foods that are cheaper than scratch and worth the price  when found on super sale.


That being said, I always had a few items that my teenage children knew they could eat all they wanted, whenever they wanted.  At the time beef and bean burritos were a quarter.  My daughters favorite was top ramen.  We always had peanut butter and jelly and bread and cut veggie sticks.
It satisfied to hollow leg syndrome.

Big lots has everything in the store twenty percent off

Big lots haul.  I spent 19.00 and saved 58 percent of retail.

Revlon fingernail polish
Rice
Tissue ( based in dollar store prices, not the full mark up of drug store prices.
Suddenly salad.
Mustard ( big)
Candy ( Werthers  original sugar free)

L

Sunday

   There has to be people that with the high cost of food and a limited discretionary budget, need to cut the costs of what they eat.   If for no other reason, to not throw their money away paying full price.   Sooner or later, most regular staple items will go on sale.  Some things like BBQ items only hit in May and July.   Some things like holiday baking items and turkey only hit on November time frame.   Most staple items hit every eight weeks in the south and east, and every 12 weeks  in the west.   The object of stocking is to pay the RBP on your food.   There will be things that are harder to find. I concentrate on protein, staples, and dairy.   Fresh produce I buy in season.   If something is too high I substitute something that isn't or use a frozen substitute,   Frozen veggies are fresher than what we get in  the stores.   They are picked and then packed almost immediately.

Everything starts at the beginning.   If you are  new to this you are probably overwhelmed and don't know where to start.  Start  with baby steps.   One thing at a time. Lay  your ground work. This takes some time, but once it's done, it's done; you only do it once.

1. Write down the sources of protein your family will eat.   With us that would be  chicken , Beef, pork, beans, cheese,and eggs.   
2. Now write down 7 to 14 meals you can make from these ingredients. Gather the recipes if you need to. Cuts of meat need to be inexpensive.  I try around  two dollars a pound.   
3. Write down a list of the ingredients you will need to make these recipes. Now make a list of the things that are most prevalent. In our house that would be diced tomatoes, beans, black olives, chicken noodle soup, re-fried  beans, instant mashed potato packets, chili, tuna, salmon, small cans of chilies.   
4. Start to look for best price you can find these items. This will be your rock bottom price.you only want to pay rock bottom price.  When something goes on a real sale, you buy, as many as the store will let you ( limit with in ad coupon) , as many as you can afford, or as many as you need to buy to replenish your stock.   If we use something twice a week, I keep 24, if I use it once a week, I keep at least 12 , things like catsup and mayo, I keep one ahead.   when we use the backup. I start looking for a sale . 
5. Just took an inventory. I can usually tell if we are short something by looking at the self  and seeing  the white  shelf bottom.   
6. Make meal plans when you come home from the store.   Make yourself a matrix based on what your family likes and will eat.   Our matrix is 2 beef, 2 pork or,chicken, 2 vegetarian, and one fish or shellfish,   It makes it easier to plan meals to have some perimeters.   I have made a meal planning work sheet so that  can list the things we  need to use up after assessing the fridge, and a list of things I need to pick up at the store.   I then pencil in a meal plan, and finalize it when I get home from shopping.  

Next: shopping.   The plan and the trip.  

Make it up!

Directions, not in order that my daughter did with a bag of fruit and veggies she got free to promote.

We needed to make up a recipe .  Since it was due last night.  (Can we spell procrastinate! LOL.   ), I did it on the fly.

Put  two cups product in a saucepan and cooked it with enough water to barely cover from frozen.   Drained fruit mixture into a bowl , reserving liquid.

Took 1/2 cup reserved liquid and made a slurry with a Tbls. Of cornstarch.   Returned liquid to saucepan and added slurry.   Cooked, stirring with whisk until thickened.  Added back fruit.
Served as a sauce over already cooked chicken legs.

Mixture included carrot, sweet potato, peaches.

The ads and more.

Fred Meyer ads

The paper tomorrow comes with a smart source.   You can use smart source coupons, in ad coupons or sales and ibotta on the same thing.  

Fred a eyes has yo plait yogurt for  10/4.  The smart source has a coupon for 50 off of five.   Now five yogurts cost .40 ea less .10 or .30 each.   Sometimes if you just pay  full price , they are .85 each,! There is no ibotta on them.

Cherries 1.77
Spareribs or pork chops 1.97
Milk ,99@@
Hebrew national 3.99
Corn 6/3
Blues, organic, 4.99
Broccoli .99
Cucumbers 3/2. .20 ibotta, but I'm not sure how you would redeem it.
Lettuce .99
Strawberries 2/4

Bar tells, tomorrow
Hormel  hash 1,99
Top ramen 6/99
Gummy candy .99

That's about all.

Meal day six

Day six.    Same theme ?....

The ads

The ads are always late on holiday weekends.   Also, there are no coupon inserts.   I think I have separation anxiety...just kidding!  

Albertsons
Strawberries 3/5
Salad kits 2/5
Chicken legs or thighs .98
Milk 1.99@@


Safeways

Blues 2/5
Strawberries 3/5
Salads 2/5
Chicken .88



Five dollar Friday
Ice cream 2/5
Yo plait 10/5
Broccoli .99
Lettuce .88


Hag gens
Berries 1/3 flat 8.00
Milk 2/5
Peanut butter 1.99
Hagen beans 2/1@@ limit 6
Yo plait 5/2@@

QFC
Berries  2/4
Milk 4/5

Digital coupons
Pasta sauce .99
Ice cream 2/5


I have seen  a drastic increase in prices since Haggen  has taken over Safeways and Albertsons.   I don't really know why the attorney general ok'd that merge, but it hasn't done the prices of groceries any good.   I will really be glad when Winco gives them some competition.   Kroger has digital coupons, but I have lost my card, so I can't take advantage of them.   Prices are still high.  

I have used alternative stores to fill in with some good buys and we can still brave the ten mile trip to Winco and The five mile trip to Fred Meyers.  

Thanks for stopping by

Please share

Jane

Meals, day five

continuing with the hot weather theme......

Fruit salad, potato salad, cucumber salad, BBQ  beef sandwiches.

Dollar store and grocery outlet haul

Dollar tree and grocery outlet haul.  

Dollar tree
Chex granola , gluten free
Jello , sugar free
Cookie tins
Salt and pepper grinders full of coarse sea salt and pepper
Individual pizza crusts 2/1.00


Grocery outlet
Small pasta sauce in jars .50
Cheese sticks , 1.00
Alaska smoked salmon 5.00


17.00

This weeks menus , day four.

It's still not here.   Back to my normal go to.   We detoured with a date night to ourselves and a pot luck night.


Day four

Corn on cob, fruit salad , potato,salad, leftover shrimp, ribs, cherries for desert.


Day five coming soon!  

how to plan.

My food averages  1/2 price.   Our USDA stats for thrifty meals comes to 146.00 a week.  I spend 75.00.  That's almost half of the total figure and that includes keeping a stock.   Actual cost of eaten food is probably a little less.  

Eating on the cheap does not have to consume a lot of time.   I have more time now that I'm not working at a job, but still have plenty to keep me busy.  

• I  write once a week I write  this blog.   
• Once a week, usually Tuesday, I analyze the ads ( here) and figure out which two chains have the best buys on what we need.   
• Once a week , about Wednesday, we clean  the fridge and take note of things that need to be used up soon.   
• After deciding which stores we need to go to, I plan my trip.   Check FAVADO for prices on  things that aren't in the ad and coupons that might me stacked.  
• Then, I check Ibotta for any rebates at that store that I might take advantage of.   
• I take a cooler, my coupon  binder, the ads, and a calculator with me. All this is probably an hour expended.   
• When I get home, I post the receipts to a spread sheet.   
• Once a month , I download coupons,  file the new coupons, and throw away the expired ones.    
• Once a week, I make out meal plans. The same day I clean out the fridge and list what we need to use and what we need.   

Not including shopping time or cleaning the fridge, this  is about six hours a month planning time.  

At a savings of three hundred dollars a month, that's about fifty dollars an hour.   

Thanks for stopping by 

Please share and follow

Jane 

Example of why you plan

Yo plait yogurt .85.  On sale for .50.  Coupon .50 off five.   Now it's .40 ( half price ) in comes Ibotta .20.   Now it's .20.   That's roughly 25 percent of retail.

Snowball effect.....take the .20 yogurt, add a glass of fruit juice, freeze in a mold ( at the dollar store or better ones at Fred Meyers) and you have icy treats for .30 instead  of four dollars.

Cheaper,---scratch or ready made!

Ok, it's three in the am and someone woke me up.   LOL

Five...or more things that are cheaper scratch or ready made .....

1. Bread crumbs.    The last I checked , bread crumbs were 2.40 a pound!   Why throw your crusts away and pay for someone else's dry bread?   
2. Chicken breasts.   Boneless and skinless chicken breasts are expensive.  Grill packs are a buck a pound.  You can divide a grill pack up into meals and debone the breasts and freeze them.  As an added bonus, you know where the chicken came from.   Not all chicken has a state of origin.  
3. Lemon juice on a bottle is far cheaper than fresh squeezed.    ( not always the best on fish , but works for many things,   
4. Seafood cocktail sauce is easy and tastes better than in a jar and lots cheaper.  No waste.   
5. Ditto tarter sauce,   
6. Salad dressing from scratch do not last as long as bottled.   With coupons you can get bottled dressing for free or close to free.  Sticking to a few favors assures you can use them up quickly.   
7. Tomato soup is far cheaper from a box or can than it is from fresh tomatoes unless you grow a bumper crop.   It takes lots of tomatoes at a dollar or more a pound to make a pot of tomato soup.    
8. Chicken soup is cheaper made from scratch!    As is chicken stock.   
9. French bread is far cheaper from scratch than it is store bought.   
10. Hunts pasta sauce on sale is cheaper than buying the tomato sauce to make it.   

Thanks for stopping by

Please follow or join.   

Jane 

1024.70 a month

The amount the average family spends on food.  Hard to believe, since for a lot of people, that would be a good portion of their income.   I am maybe guessing that figure includes some serious eating out.
None the less, we are a family of four adults and a child, and we spend less than a third of that.   I am not going to pretend that we spend a hundred dollars a month on food because I did that in 1970, but we do spend around 300.00 a month on food.    I have noticed that we are spending about ten percent more this last quarter than the quarter before.

In our area, one grocery chain bought two others.   Now basically, we have Kroger and Haggens.  We do have Costco and grocery outlet and are getting a Winco soon.   I'm hoping that gives us more competition. I'm wondering if prices have gone up that much, or if I have a lot larger stock built.  Or, if there is some other reason.   I'm still at an average of 75.00 a week.

I'm dong this by using a variety of tools.   It's constantly changing, I am still learning and trying new ways to stretch the proverbial grocery dollar.

1. Ibotta gets you cash back for buying foods that almost never have coupons. 
2. Fav ado  tells you sale prices even when the store doesn't have ads like Costco and Winco so you can compare and it tells you of there is a  coupon and where to find it. 
3. Coupons can be downloaded monthly on coupons.com.   Only download what you think you might use.   Match coupons with sales for the best buys.
4. The Sunday paper has coupons, along with the flyer that comes in the mail with the rite aid ad. I only clip what I know I will I use.  Date  the insert and file it so that you can use it later if you find a match up.   
5. Use the store ads to compare prices and find the RBP on the staples you need and the protein of the week and your perishables.   
6. Pick two stores and plan your trip.   Buy only what is on your list and get on and get out. The longer you spend in a store, the more money you will spend.  Don't pickup anything unless You are going to buy it.   
7.  Buy only amounts of perishables that you will up before they go bad.  
8. Take a day mid week and assess what's on the fridge and use up anything that is in the edge.  Think fried rice or soup.    
9. Compile recipes for the entrees your family likes to eat.  Make a matrix to helping meal planning.  Plan your meals on a worksheet that has a use up and a buy column before you go to the store.  Be flexible and take advantage of unadvertised sales of you see them.   I once got a whole bag of peppers for a buck, and whole chickens for .50.   Find recipes that your family will eat that are quick and easy. 
10. Spend more time planning and shopping, and less time in the kitchen.   You get paid for shopping, not for cooking.    
11. Once you have your basic planning done, ( that's another blog! ) it doesn't take much time to plan a trip and shop.   I don't take hours to plan a trip and I don't take twenty hours a week to coupon.   The time I do spend is well worth the effort.  It affords us a better quality of life.   It means  we can have more than just food and meds.   

Thanks for stopping by 

Please share and follow 

Jane 

This weeks menus, a work in the making , day 2

Sunday :  it's still hot here like the hottest it's been in years.    My take is to make salads early in the day, add to them all week, and cook a main entree to go with.   Tonight  my husband is cooking tuna melts.

1. Mixed fruit salad (strawberries, blues, cantaloupe ) 
2. Pasta salad with peas and peppers 
3. Cucumber salad 
4. Potato salad 

Costs : salads eaten all week. Some  are replenished.   

Strawberries are a  dollar at Fred Meyers.    Cantaloupe was 1.50 (1/2)  Blues 5.00 2 lbs.   

Pasta Salad was .75 .   

English cucumbers were on sale at Costco - multiples for 2.49. 

Potato salad was 3.99 at Grocery outlet.    

About 12.00 divided by four is three dollars a meal.   

Tuna melts were made from English muffins (.50) and .50 albacore tuna from wilco with a coupon.    

Cheese was on sale at Winco.    Total to serve four, two dollars.    

Monday Dinner 

Shrimp and salad 

Notes : shrimp was five dollars at Safeway's.   Bacon  Cesear salad. 

Tuesday dinner 

Part of a pot luck ( what's left) 

Suddenly salad classic , added tomatoes, black olives, peppers, parsley, 

re writing the book!

You can take almost  any recipe and remake it to suit your needs.  I have noticed with my daughter that she thinks she needs  exactly what a recipe calls for.   Not so.   You can adjust a recipe and sometimes make it better than the original.   There is a recipe circulating on social media for meat lovers Mac  and cheese.   It's got a bit too much meat to suit me and therefore , not a good on the cheap recipe.  

Use either /or a combination of leftover meat to total about 1/3 a pound for four servings

• Cooked hamburger 
• Pepperoni
• Bacon 

Cook 1/2 a pound of shell macaroni until done, drain.
Meanwhile, make 1 cup of white sauce.   ( 1 T fat, 1T flour, and 1 cup milk.   Or use my white sauce mix.  
Add six  ounces of grated cheese of your choice ( 1/2 cup or so) or a combination of cheeses enough to make sauce cheesy.

Pour sauce over drained pasta in a baking dish. Stir in cooked meat.   Top with a couple of chopped green onions.  

Bake at 375 until bubbly.

Serves 4 .

I would add some frozen mixed vegetables to round out the meal.  


Notes :

• I never lay full price for pasta .  I have paid as little as .38 a pound with a coupon for the blue box, double fiber    
• Mixed veggies are .99 at Fred Meyers and there is a .2o Ibotta on them.  
• My white sauce mix recipe is on a older post.   Less fat, less salt.   
• Grated cheese is as low as 2.00 a pound at grocery outlet or 2.30 or so at business Costco.   If I can't find it cheap, I use blocks of cheese I find on sale.   Great it and sprinkle with about a tablespoon of cornstarch per 2 pound Brick   A mixture of cheeses is best.   
• Save hamburger from your portion controlled bulk meat purchases. 
• Turkey bacon is at the dollar store and there is an Ibotta on it if I'm remembering right   
• There are coupons for a dollar off two normal pepperoni and you can get them at the dollar store   

Pasta.   .19

Cheese .50 

White sauce mix takes water 

1/2 pkg pepperoni .25 

Green onion @.59 bunch .10

Total cost 1.05.   

Knowing your prices and getting things at the RBP is worth the effort of you are trying to stretch a budget.   

The Sunday ads

Fred Meyers is the only store that publishes  their ads om Sunday.

Tuesday is senior day and everything, with exceptions, is ten percent.   Only private band groceries are ten percent.

Strawberries .99
Blues 2.99
Good ground beef 3 99
Dryers 2/5@@
Sour cream .99@@
Raspberries 2/5
Green onions/radishes .59
Vegetables, frozen .99
Tillamook yogurt 10/5
Lettuce ,99
Bag of peppers 3.99


Thanks for stopping by

Please follow

Jane

FYI. Ibotta has .20 on frozen veggies at Fred Meyers.  Makes a pound of veggies .79.

The Snowball Effect

There is a theory in the  Do it on the cheap  community called the Snowball  Effect.  

Basically , it says if you turn the money you save on something into saving on something else, the money grows.   Like picking up more snow when you roll a snowball!   

If I save twenty five dollars on Ibotta, and spend it on a Starbucks card or movie tickets the stops.  If I get a Amazon card and spend it on something that will save me more money, my savings grows.  Maybe I buy a food processor.   Hen I make my own breadcrumbs a crust and she more money.  

never buy bread crumbs.   It is it smart to throw your bread crusts away and then pay someone 2.40 or more for someone else's dry bread.   

There are all kinds of things that would parlay money into saving more money.   Maybe toilet paper so cheaper ,  I haven't checked.  Or a blender would make smoothies if you buy them.    A fast coffee maker in the morning would save the trip to the lots a bucks coffee  stop?   A crockpot would make dinners happen when you get home from work saving take out?   

Use your thinking cap, I am sure  you can think of many more.   Cloth diapers?    Cloth  napkins!    A small freezer!   

The snowball effect.   Stretch your dollars, bye sing the savings to stretch more dollars!   

5 web sites that HELP groceries on the cheap!

I have been finding web sites lately that are a lot of help in the quest for groceries on the cheap and what to do  with them after  you got them.

1. Betty Crocker on line cookbook.    Tons of recipes   and an ap to plug in what you have and find a recipe!
2. Fav ado -  lets you plug in the stores around you and they will tell you what's on sale, prices and if there is a coupon for it, and where to find the coupon ,
3. Ibotta - download and watch some easy short videos and earn  money  when you buy some groceries.   It's about the only way in this part of the country that you can make money on groceries.    Get cash for buying things that there are usually no coupons for ...milk, eggs, bananas, booze, bread, fruits....
4. Coupons.com.  - printable coupons   You can print two of each one.   They come out the first of the month.   Manufacturers limit the quantity printed.   
5. Coupon grocery cart......coupons in your e mail box

Simple, beat the heat!

Early,this morning, I  made a pasta salad and cucumber salad.   We went to the dollar store and I picked up ice cream cookies and some Popsicle molds.   Grocery outlet netted is some potato salad.    We are having salads and open faced sandwiches for dinner tonight on the back deck where it is cool.

The kids are playing on the wading pool I bought with  credits from Amazon.   I have added some money to Ibotta account and will save them up until I get Amazon credits.    I can always use Amazon credits for toilet paper among other things.

There is a new batch of coupons on coupons.com.  This time I found yogurt and suddenly salad coupons and pepperoni coupons.  

Planning

Meal planning/ grocery management work sheet.   Squares  for daily menu plans.   A box for your menu plan matrix, and columns for inventory of items that need to be use and a shopping list.  

Planning is the first step to eating in the cheap.