Sunday, February 3, 2019

Easy savings

There are quotes that emphasize principles of Groceries on the Cheap. One basic principle is that “It isn’t necessarily what you buy, but, rather, when and where you buy it.

By switching your mindset from I want xxx and I’m going to buy it , to I want to feed our family things they like that I can incorporate into good meals, you can save a bundle.

Yesterday we hit the dollar store.  There are things that the dollar store carries that make no sense to buy at any other store.  Cleaning supplies are one category.  A lot are name brands or just as good quality ingredients as anywhere else, just at a fraction of the cost.  

You don’t want to pay much for anything that goes away.  Things like paper products, foil, wrapping paper or gift  bags, are not cheap elsewhere and why pay more for something  that isn’t durable or long lasting.  The paper napkins are smaller and for the most part do an adequate job for those times when you are eating bbq ribs or other messy food.  You can use cloth napkins, but it is more practical to use paper when the food is messy and likely to stain the cloth.

I digress .
Yesterday we bought Thomas bagels for a dollar at the dollar store.   They were 3.99 elsewhere.   
Butter was 4.00 a pound, I paid 2.50 on a sale.   Cake mix can be upwards of 2.50, or .78.  
We paid .41 for cream soup.  It is 1.58 now.   It isn’t what you buy, but when and where you buy it.  

Barilla pasta is 1.00 at the dollar store. It was .98 at another store, and 2/3.00 at yet another.  Now, I’m not going to drive to a particular store for two cents.   If I’m already there and especially if I have a coupon, I’m going to use the coupon on the lowest price.  But, you have to consider that you can get 50 to 75 cents on your dollar just by knowing prices and taking advantage of the good ones.   If the banker was going to give you 50 percent interest instead of the fractions of a percentage they are paying you, you would be stupid not to jump at the chance.  You are getting that percentage on your money and you aren’t paying income tax on it.  

I was sick last week.  My husband went to the store and bought groceries with a list.  When he got home I noticed  that we were charged 5.68 for something we didn’t get.  He took the receipt and food back to the store,  they gave him credit, but not for the amount of the overcharge.   I politely wrote the management.  I felt it wasn’t prudent to have to go back to the store twice.  They gave me my money back and a gift card for twenty dollars.   We used part of the twenty dollars to buy a few things to fill in our groceries for the week.   I checked Ibotta and found a 15 cent rebate.  Ibotta takes a couple of clicks and a picture and it gives you basically free money.  The 15 cents put me over the top and I now have a 20.00 gift card for amazon. 40.00 free money.   Sweet. And, I sent a few minutes at a time over a period of time.   That three minutes that I might have been waiting for the water to boil on the stove, or for hubby to get ready to leave the house.   

A few cents here, a few cents there can make your money 💰 stretch and improve your quality of life.   

I , especially with recent goings on, can’t stress enough that everyone should have a four to six week supply of basic food on hand.  It can be done on a four dollar a day budget.  It just takes avoiding the f word....full price.   If you can get four packages of bagels for the same price as one, you have one for this week, and three in the freezer for the next 3 weeks. If you pay a dollar for Barilla pasta. Instead of 1.50, you can have three pastas for the price of two.   Two pastas for the next 2 weeks.  Double that and you have a five week supply.  You have spent the same amount, but you have hedged your bet covering yourself for an emergency situation and giving yourself peace of mind.  Studies
have shown that the person that has to worry about where the next meal is  coming from has a lower life expectancy.  Children should not have to live with that insecurity.

It just takes a concentrated effort.  After you have a small stock, you can go to the store and buy what you need to replenish with sale prices and fresh produce and dairy on sale. 



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