Ten ways to save in your food budget

It's no surprise that the cost of groceries has gone up.   I am seeing a ten percent increase in my food expenses from the first quarter to the second quarter of this year.   It could be that we are very well stocked and the actual cost of our food at home is not  appreciably more.

Last year about this time, we both lost our jobs because a developer decided to upgrade the building we were working in.  That  left a big hole in our budget.  Coupled with the rise in the cost of living , it left me a void to fill.

I started trying to sell excess things in the house on Craig's list.  No luck.   I think they get buried in a sea of garbage.  I'm trying Offer Up.   It helps maybe to see the pics up front.
In addition we :

• Re assessed our car insurance and got a reduction in premium, It was still a raise in the amount we pay because of price increases, but less than it would be. 
• We reassessed our communication bill and got more for less.   More than ten percent discount. 
• I started taking advantage of our unseasonable hit weather and hanging clothes on the line.   
• I started filling pitchers with water while waiting for the hot water.   . I can use them to water the plants or wash fruits and veggies.   
• I turned off the furnace and we are using fans to cool the house along with closing the shades on the hot  side of the house in the morning. 
• I buy children's clothing and my seasonal clothes at the goodwill on senior discount day.   

I digress   Back to food.  

The USDA cost of food at  home for my husband and I using the thrifty category is 93.39.  This is the
basis of SNAP, plus the COL factor.   We are feeding ourselves and supplementing our daughter and granddaughter.   My daughter buys their specialty diet foods and my granddaughter eats lunch at school during the week.    That being said, our total cost including stocking, is 79.02 a week.   Actual cost of food eaten  would be less because we are well stocked at the moment. I'm have taken inventory and can tell better next quarter.   

Ways to cut food costs and lower your food bill. 

• Stock.   By stocking the basic staples when the price is lowest, you save having to pay that dreaded F word...full price!   
• Buying your protein on a rotating basis, using the so called loss leader for the week assures you the lowest prices and is a more efficient way to buy and cook your protein.   Set yourself a matrix for meal plans.   Ours is 2 beef, 2 chicken or pork, 2 vegetarian, and 1fish or shellfish.  Buy what you can find on sale each week and buy enough to portion control as many meals as you will need for the month.  We would buy enough hamburger to feed us 8 times.  Then I would make crumbles, meatballs, taco meat and a meatloaf enough for eight meals.   Freeze what you are not eating that week.   Next week, it might be chicken.   
• Fav ado is an ap that lets you choose the grocery stores in your area and compare prices.   Know your prices for the staple items that you use on a regular  basis.   It also will match coupons.   
• Use the ads and an ap to compare and find which TWO chain stores have the best prices in a particular week for the protein , produce, and stock items you need. Plan your trip.  The object is to pay RBP on your food.   
• Coupons can be found for the things you need to buy.  Don't buy junk food or mixes with few exceptions.Sundry   items are not best purchased at the grocery store.   There is a dollar store for that.   LOL. Coupons are the best way with advertised real sales to purchase things like laundry detergent and shampoo.    The least amount of products you can get away with the better.   I never buy dryer sheets, fabric softener, conditioner for our hair.  We do buy color 
• catchers for loads of brights that might bleed.   They are worth  the cost if they save a load of expensive clothes.   
• Coupons.com is a website that has coupons for a lot of things.   They come out the first of the month.  There is a limit on how many you can print (2) and you have to go through a lot of junk to find the coupons for real food.    
• The newspaper inserts are another resource.  I buy one Sunday  paper at the dollar store.  Another insert comes with our rite aid ad in the mail on Tuesdays usually.   I only cut things I regularly buy and file the inserts by month so I can retrieve a coupon if I run into a match up.   
• Write the date in the insert.   It helps a lot!   
• You can use multiple coupons on a product  at a store.   That is, a store coupon and a manufacturers coupon. Everywhere here, but Winco.   Winco will not stack coupons.  
• You can also use Ibotta with manufacturers coupons, store coupons, and store sales.  Ibotta is a web site that lets you earn money on he purchase of certain products on certain stores.  It is a good way to get discount in milk, eggs, bananas, and other things that you almost never find a coupon for.   
• Meal plans, inventory, and assessing your fridge for the things you need to incorporate into your meals before they go bad saves a bunch.   

Know your prices, buy at rock bottom prices, and use up everything.  

Four plus one is five.   Four people, one dinner, five bucks,   If you have a three hundred dollar snap budget, you need five dollar dinners ( average) to have enough to make it through the month,   

Do your math so you can budget appropriately.  

You can eat realitively healthy and not spend the farm or run  out of SNAP before you run out of month.  You can eat all month and have pantry items left on full snap.   Snap does discount your allotment of you have other income.  They expect you to supplement your allotment.  

I started this blog because I knew that there were people that have to be on snap and have not experienced the situation before and didn't know how to eat on the cheap.   They were eating crap and running out of money before they ran out of month.    You can have good food on a dime.