The Sunday ads

Fred Meyers is the only store that publishes  their ads om Sunday.

Tuesday is senior day and everything, with exceptions, is ten percent.   Only private band groceries are ten percent.

Strawberries .99
Blues 2.99
Good ground beef 3 99
Dryers 2/5@@
Sour cream .99@@
Raspberries 2/5
Green onions/radishes .59
Vegetables, frozen .99
Tillamook yogurt 10/5
Lettuce ,99
Bag of peppers 3.99


Thanks for stopping by

Please follow

Jane

FYI. Ibotta has .20 on frozen veggies at Fred Meyers.  Makes a pound of veggies .79.

The Snowball Effect

There is a theory in the  Do it on the cheap  community called the Snowball  Effect.  

Basically , it says if you turn the money you save on something into saving on something else, the money grows.   Like picking up more snow when you roll a snowball!   

If I save twenty five dollars on Ibotta, and spend it on a Starbucks card or movie tickets the stops.  If I get a Amazon card and spend it on something that will save me more money, my savings grows.  Maybe I buy a food processor.   Hen I make my own breadcrumbs a crust and she more money.  

never buy bread crumbs.   It is it smart to throw your bread crusts away and then pay someone 2.40 or more for someone else's dry bread.   

There are all kinds of things that would parlay money into saving more money.   Maybe toilet paper so cheaper ,  I haven't checked.  Or a blender would make smoothies if you buy them.    A fast coffee maker in the morning would save the trip to the lots a bucks coffee  stop?   A crockpot would make dinners happen when you get home from work saving take out?   

Use your thinking cap, I am sure  you can think of many more.   Cloth diapers?    Cloth  napkins!    A small freezer!   

The snowball effect.   Stretch your dollars, bye sing the savings to stretch more dollars!   

5 web sites that HELP groceries on the cheap!

I have been finding web sites lately that are a lot of help in the quest for groceries on the cheap and what to do  with them after  you got them.

1. Betty Crocker on line cookbook.    Tons of recipes   and an ap to plug in what you have and find a recipe!
2. Fav ado -  lets you plug in the stores around you and they will tell you what's on sale, prices and if there is a coupon for it, and where to find the coupon ,
3. Ibotta - download and watch some easy short videos and earn  money  when you buy some groceries.   It's about the only way in this part of the country that you can make money on groceries.    Get cash for buying things that there are usually no coupons for ...milk, eggs, bananas, booze, bread, fruits....
4. Coupons.com.  - printable coupons   You can print two of each one.   They come out the first of the month.   Manufacturers limit the quantity printed.   
5. Coupon grocery cart......coupons in your e mail box

Simple, beat the heat!

Early,this morning, I  made a pasta salad and cucumber salad.   We went to the dollar store and I picked up ice cream cookies and some Popsicle molds.   Grocery outlet netted is some potato salad.    We are having salads and open faced sandwiches for dinner tonight on the back deck where it is cool.

The kids are playing on the wading pool I bought with  credits from Amazon.   I have added some money to Ibotta account and will save them up until I get Amazon credits.    I can always use Amazon credits for toilet paper among other things.

There is a new batch of coupons on coupons.com.  This time I found yogurt and suddenly salad coupons and pepperoni coupons.  

Planning

Meal planning/ grocery management work sheet.   Squares  for daily menu plans.   A box for your menu plan matrix, and columns for inventory of items that need to be use and a shopping list.  

Planning is the first step to eating in the cheap.    

Ten ways to save in your food budget

It's no surprise that the cost of groceries has gone up.   I am seeing a ten percent increase in my food expenses from the first quarter to the second quarter of this year.   It could be that we are very well stocked and the actual cost of our food at home is not  appreciably more.

Last year about this time, we both lost our jobs because a developer decided to upgrade the building we were working in.  That  left a big hole in our budget.  Coupled with the rise in the cost of living , it left me a void to fill.

I started trying to sell excess things in the house on Craig's list.  No luck.   I think they get buried in a sea of garbage.  I'm trying Offer Up.   It helps maybe to see the pics up front.
In addition we :

• Re assessed our car insurance and got a reduction in premium, It was still a raise in the amount we pay because of price increases, but less than it would be. 
• We reassessed our communication bill and got more for less.   More than ten percent discount. 
• I started taking advantage of our unseasonable hit weather and hanging clothes on the line.   
• I started filling pitchers with water while waiting for the hot water.   . I can use them to water the plants or wash fruits and veggies.   
• I turned off the furnace and we are using fans to cool the house along with closing the shades on the hot  side of the house in the morning. 
• I buy children's clothing and my seasonal clothes at the goodwill on senior discount day.   

I digress   Back to food.  

The USDA cost of food at  home for my husband and I using the thrifty category is 93.39.  This is the
basis of SNAP, plus the COL factor.   We are feeding ourselves and supplementing our daughter and granddaughter.   My daughter buys their specialty diet foods and my granddaughter eats lunch at school during the week.    That being said, our total cost including stocking, is 79.02 a week.   Actual cost of food eaten  would be less because we are well stocked at the moment. I'm have taken inventory and can tell better next quarter.   

Ways to cut food costs and lower your food bill. 

• Stock.   By stocking the basic staples when the price is lowest, you save having to pay that dreaded F word...full price!   
• Buying your protein on a rotating basis, using the so called loss leader for the week assures you the lowest prices and is a more efficient way to buy and cook your protein.   Set yourself a matrix for meal plans.   Ours is 2 beef, 2 chicken or pork, 2 vegetarian, and 1fish or shellfish.  Buy what you can find on sale each week and buy enough to portion control as many meals as you will need for the month.  We would buy enough hamburger to feed us 8 times.  Then I would make crumbles, meatballs, taco meat and a meatloaf enough for eight meals.   Freeze what you are not eating that week.   Next week, it might be chicken.   
• Fav ado is an ap that lets you choose the grocery stores in your area and compare prices.   Know your prices for the staple items that you use on a regular  basis.   It also will match coupons.   
• Use the ads and an ap to compare and find which TWO chain stores have the best prices in a particular week for the protein , produce, and stock items you need. Plan your trip.  The object is to pay RBP on your food.   
• Coupons can be found for the things you need to buy.  Don't buy junk food or mixes with few exceptions.Sundry   items are not best purchased at the grocery store.   There is a dollar store for that.   LOL. Coupons are the best way with advertised real sales to purchase things like laundry detergent and shampoo.    The least amount of products you can get away with the better.   I never buy dryer sheets, fabric softener, conditioner for our hair.  We do buy color 
• catchers for loads of brights that might bleed.   They are worth  the cost if they save a load of expensive clothes.   
• Coupons.com is a website that has coupons for a lot of things.   They come out the first of the month.  There is a limit on how many you can print (2) and you have to go through a lot of junk to find the coupons for real food.    
• The newspaper inserts are another resource.  I buy one Sunday  paper at the dollar store.  Another insert comes with our rite aid ad in the mail on Tuesdays usually.   I only cut things I regularly buy and file the inserts by month so I can retrieve a coupon if I run into a match up.   
• Write the date in the insert.   It helps a lot!   
• You can use multiple coupons on a product  at a store.   That is, a store coupon and a manufacturers coupon. Everywhere here, but Winco.   Winco will not stack coupons.  
• You can also use Ibotta with manufacturers coupons, store coupons, and store sales.  Ibotta is a web site that lets you earn money on he purchase of certain products on certain stores.  It is a good way to get discount in milk, eggs, bananas, and other things that you almost never find a coupon for.   
• Meal plans, inventory, and assessing your fridge for the things you need to incorporate into your meals before they go bad saves a bunch.   

Know your prices, buy at rock bottom prices, and use up everything.  

Four plus one is five.   Four people, one dinner, five bucks,   If you have a three hundred dollar snap budget, you need five dollar dinners ( average) to have enough to make it through the month,   

Do your math so you can budget appropriately.  

You can eat realitively healthy and not spend the farm or run  out of SNAP before you run out of month.  You can eat all month and have pantry items left on full snap.   Snap does discount your allotment of you have other income.  They expect you to supplement your allotment.  

I started this blog because I knew that there were people that have to be on snap and have not experienced the situation before and didn't know how to eat on the cheap.   They were eating crap and running out of money before they ran out of month.    You can have good food on a dime.   

Save anyway you can!

I just got my husbands loaf of bread for five Cents!  Using Ibotta!   It was easy and it took only a few minutes.   I saved more than half on our food today . The  top pic is the things I got for  a song at the Goodwill with senior discount Wednesday.   I got a brand new industrial sized cotton yarn spool for 1.60.   I see a lot of dish cloths in my future.    LOL?  The bottom is the groceries haul.  .  All purchased at half price average.   Using coupons, sales. And Ibotta!  

1-2 priced food. Save any way you can. Ibotta is one way to save on things that never have a coupon.

Meal plans

Developing a meal plan matrix is one of the fastest ways to beat the what's for dinner syndrome.  Everything is better with a plan.   I am working this week with a thirty minutemdinnermcookbook I purchased at the dollar tree.   It is supposed to be five dollar dinner meals.  I'll believe it when I do the math.   LOL

I did a meal plan work sheet.  It has squares for seven days, my matrix, and two columns.  One for food to buy and one for food to use up.  

Meals

1. ( Ham) and apple waffles 
2. Chicken primavera rigatoni
3. Eggs
4. Sausage and sauerkraut 
5. Taco salad 
6. Fish packets 
7. Chicken enchiladas 

Beef has taken a backseat to chicken because  of prices.   I still try to get two servings a week for the iron.   Beef is still the best way  to get iron on your diet.  At least the most efficient to get it naturally.   

Just my opinion based on information I have found from the USDA.   

The goodwill and/ or the dollar  tree are good sources for cookbooks or magazines for inspiration. Also the  online version of the Betty Crocker  cookbook has searching that will help you plan a meal from the  things you have.   

Thanks for stopping by

Please share 

Jane 

This weeks ads , July 1st.

Things are a changing,    After the big merge between Haggens  buying Safeways and Albertsons, I see subtle differences coming.  Five dollar Friday's Safeways  were scaled down last week.   This week there are a few days of five dollar specials.   The ads are almost identical in layout and prices are more expensive.   I can't wait until Winco joins the party and we have a bit  more competition.   

Safeways 

Pork country style ribs 1.79

Corm 3/1

Melons  2/5

Hot dog buns .88@@

Tillamook cheese 4.99@@

Folders coffee 6.99@@

Bushes baked beans 2.49@@

Kraft singles 1.99@@

 15 percent beef 3.49

Radishes or green onions 1.00

Condiments BOGO.  I don't know of that's a bargain or not, prices  are not listed.   

Catsup is at the dollar tree for a buck and there are  coupons at the dollar tree for .50 off two.   That's the cheapest price I have seen it.  Not all stores have coupons, mi have seen them at aurora and Kenmore. I see wish vine salad dressing.  With BOGO and a coupon on coupons.com for 1.00 off two, it could be a good score!   

Five dollar for five days...July 1-5

Blues

Dryers or drumsticks ice cream 2/5

Pulled pork or ribs 

2 salad kits 

Hills hire farms smoked sausage 2/5

QFC

Hebrew national franks 2/7

Tillamook cheese 5.99** cheaper at Safeways w coupon. 

Tillamook ice cream 3/10 

Berries 3.99

Hills hire farm smoked sausage  buy 6 2.99* cheaper at Safeways 

Albertsons 

Bbq sauce .99@@

July 1-4 only 

Drumstick ice cream, dryers 2.49

Hebrew national franks BOGO?   

Coupons 

Bushes beans 3/5- cheaper elsewhere

Mission tortilla chips 1.79

Haggens -  my advice would be to not bother.  Everything is a lower price or the same elsewhere.   

Blues 2.00 pt.   

Hebrew national 3.99

Fry 2.99@@

Bushes beans 2/3@@

E

Trying new foods makes Eating on the cheap fun!

   

Safeways haul last week

Ice cream treats on this hot day!

Last hauls for a while ....

My daughter and I went to the dollar store.   I got a lot of stuff, most of which would cost a lot more at other stores.   

• They have stainless steel and good quality if serving spoons, regular and slotted.   My spoons that I use to serve up food from the pans are thirty years old!   LOL.  
• The 3.99 cookies are still there.  They are made in America and come in tins great for storage.
• Maybeline nail polish....some of it is 7.50 elsewhere.  
• Elf blush brush.....three dollars elsewhere.  
• There are packs of four very ugly ball point clicker pens.  ( I have a app for that) 
• Sequins, and bakers twine.  Far cheaper than at the scrapbook or big box stores.  
• A very large bucket.   Great for storage, toys, cleaning, playing in the pool!   
• Lock and lock type storage containers .  Two on a package.   
• Moisturizing body wash. 
• Shampoo for men with conditioner ( name brand ) 

Fred Meyer netted fruits and veggies and ice cream and cheese.  Tillamook for a Buck!  Can't beat that. ( use insert coupon and in ad coupon. ) yogurt for .40 ( with a insert coupon,) instant potatoes were still the lower price.   Winco was the cheapest, but raised their price ten cents.  It pays to know your prices of the things you use on a regular basis.   No one can memorize everything on the store, but you are well served to know the things you buy on a regular basis and know the RBP!  I try to only buy what we need at a RBP.    

Fred Meyers has BOGO-1/2  Revlon nail polish.  There is a insert coupon for 3.00 off.  

Keep your eyes open.   There is always a lower price somewhere.   

Thanks for stopping by 

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Jane 

Coupons - my take

My dad used to say if you are not using a coupon you are getting gyped  because the manufacturers factor in the price of the coupon in the retail price.

No coupon is worth it's weight if it's for a product you don't need.   It makes no sense to buy something even for free if you don't  use it.   You are just taking up valuable real estate that can be used for something you do need.    Leave the product for someone that does need it.  That being said, if I find something that I know someone can use, and it's free or nearly free, I will buy it.   I got baby food one time.  Our baby didn't need it, but I was sure that the food bank had babies that need to eat!   I buy toothpaste when it is cheap so I can take them to the women's shelter.   I would get that they would appreciate feminine supplies also.

Fav ado had a few misprints, or whatever this week.   The  Welches fruit snack free thing at dollar tree doesn't work.  The packages at dollar tree aren't big enough to match the coupon.   Also, the suddenly salad coupon doesn't work if they don't have any and as of last week, they didn't have any.  I did find it cheaper than a dollar at Winco.

Hamburger meal boxes are not a bargain .  We went into that subject in depth on an earlier post.  
You are getting about thirty cents worth of product.  It is better to make from scratch.   There is a white sauce mix recipe on this blog that is healthier and cheaper than anything in a box or can.

Coupons can be a good tool to lower your food bill, and it doesn't have to cost you a fortune in buying newspapers or take a forty hour work week!   Sunday papers are at the dollar store all week.  
Coupons are on the Internet.   Learn the rules and print the ones you need.  You are allowed two.
You can't believe the things you might hear on TV or in print.   In this state you can't make money on coupons except maybe at the drug stores with reward bucks.   If you have a dollar coupon and the price of a product is .99 at Safeways, you coupon won't work. Period!  

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Jane

Beat the Heat in the kitchen.

Since we are having a huge heat wave here I thought it appropriate to Writing the about meal plans and tricks to beat the heat!   We have an east facing kitchen, so it's hot on the morning.   I pull the shades on the morning to keep some ofmth marathon no sun out.  

Making your meat ahead of time makes it faster to get out of the kitchen faster at night.   My favorite trick is to make salads ahead of time,   Several kinds.   Then at dinner time all you have to do is grill a entree or make something like hot dogs.  

Foil or parchment packets that you can make an either grill in foil  on the BBQ or cook parchment in the oven.   Stuff it and get out quickly!   LOL.  Works too.   It's a wonderful concept. Kids love them, it's like cooking out.  Mothers like them , because it cuts down on cleanup. Dad likes the, because everyone builds their own and no one is complaining.  

Crock pots can be taken outside with a heavy duty extension cord in a safe place not around pets or children.  

I put a very large beach towel over one cloth seated chair at the deck table.   That's the toddlers chair! Anything to make life easy.   I have been hanging clothes out lately,   If you can't beat the heat, you might as well take advantage of it.  

My granddaughter and her friend were having a grand old time with the squirt toys , washing the car and trying to get gramps!    Some things just never change . The neighborhood  kids were running through the Sprinklers!

😀
 Five ideas for cool dinners:

1. Salad bar cooked when it's the most comfortable time in the kitchen.   
2. Salads with a grilled entree : hot dogs, hamburgers. Already cooked chicken with BBQ sauce.   
3. Foil or parchment packets 
4. A picnic at the park or near water!   
5. A crock pot meal cooked anywhere  but the kitchen.   Or set it and go to the beach or to work!   

Thanks for stopping by

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Jane 

Tomorrow's ads

These ads are for tomorrow

Fred Meyers
Cherries 1.99
Organic blues 1.99
Tillamook ice cream 2.99@@$$
BBQ sauce .99@@
Sour cream, cottage cheese .99
Frozen potatoes  2/3
Grapes 1.99
Cantaloupe 2/6.
Broccoli .99
Cheap hamburger 3.99
Corn 6/3
Hebrew national hot dogs 3.99
Grill packs, drumsticks or thighs, .99@@.   Note the last four times I went for grill packs they didn't have any, I'm convinced that they arena bait and switch!  

That's about all.  
Thanks

Jane

Off the subject.....

At my daughters college graduation, a speaker asked all the graduates to stand.  Then she started asking questions pertinent to how they got the resources to go to college.   People sat down when they could no longer say yes.   My daughter was the last person standing when she got to paying for it all with their own money and working in her profession while attending school.   She has learning disabilities and got two degrees.  She was proud and so were her parents.   She was the second person in this family to get a degree.

She didn't find it necessary to party hardy as a right of college.  She didn't eat top ramen unless she wanted top ramen.  She was in school to learn.  

We are raising a entire generation of children with entitlement complexes.   That is dangerous.   No one died and entitled us to a college education.   My children all have a very good work ethic.   My oldest just retired.   All of them went to college on their own dime.  We helped with living expenses if they wanted it.    We didn't have the bucks to give them a college degree.

A very rich ( relative observation) boss of mine asked me why my children worked at 16.   My answer I think astounded her.   I said "we don't have the money to give them everything they want the rest of their lives. The best I can do is to teach them a strong  work ethic and how to stretch their money.    Haven't you seen people that don't know how to work at a job?  "

It's interesting to note that the first personality trait of a narasisstic sociopath is   An entitlement complex.   Narasisstic sociopathic behavour is a learned trait.   There is little evidence that it is hereditary.   Yes, I know narasisstic is spelled wrong,  I tried to go to college on my own with out the help of someone supporting me at least with food and shelter.   I ran out of money, and that was before student loans.   It was fix the car so I could get to work, or go to school. The  practical in me chose car repair.

I tried to get  a job after high school.  Boeing had just had one of their huge layoffs,  college graduation had just happened and I had zero self confidence.  I finally got a job.  It was for minimum wage and I walked to work until I could get enough saved for a car  down payment.  I paid board and room to my parents.   Roughly the price of my food.  

I read everything I could get my hands on.   If I ran into a problem I didn't know how to solve, I asked questions and stuck my head in  an accounting book I got for two bucks at the k mart.   I managed to parlay two quarters of accounting into a good paying job doing very intricate books.   I got let go once for refusing to cook books, both of us were out of work for a long time, we finally got jobs, but my soul  was not for sale at any cost.

Nothing good can come from something got by unfair means.  

I think the highlight if my career was when a Bellevue account told me he couldn't believe I didn't
have a degree, my books certainly didn't show it.  It was easy for him to pick up and do the taxes.
It made me feel good.   I made something out of nothing.    It took me a lot longer than if I had gone to college.   My mother used to say that adversity builds character.   I don't need any more character. Thank  you very much.  LOL

What I did learn along the way was how to stretch a buck.  I am still learning,  never quit learning.  Put what you learn with a ounce if common sense.

I started this  blog because I had been through rough times and figured out how to survive.  I stuck my head in a book or two and taught myself how to feed us on a proverbial dime.   My sister did the same thing, and managed to get good jobs eventually too.   That's why I am trying to help those on tight budgets to feed their family well.    It breaks my heart to see a gal with a baby buying junk food and cheap hot dogs on SNAP.  She can do so much better than that if she knew how.


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Jane

Yesterday....there's a song like that too!

With a song in my heart......
Yesterday I posted a blog, out a but load of stuff on craigs list that hasn't had a hit yet, and started  cleaning the pantry and freezer.

My hubby went to the dollar store and bought six storage bins.   I cleaned out the pantry and took inventory.   Then we went to the freezer and organized it.  I hadn't been down to the freezer since he bought it, because of health matters.

Long story short, I now have a spread sheet of food staples in the house and a check off list to keep track.  

Today I went to the dollar stores SAFEWAYS and grocery outlet after going to Fred Meyers.

We went to fed Meyers to get underwear for baby.   They had it buy one, get one 1/2 price.  I am always looking for a bargain.   I don't want to pay full price for anything.   I picked up a nice pair of flip flops for 450 half price.

SAFEWAYS was for 1/2 price no carb drinks that I drink on an occasional basis.  My husband bought a few cherries.

I went to the dollar store.    Sometimes a few bucks can add to your life and not cost a lot.    I got lip balm, a scarf and a Betty Crocker brownie mix.  Hair barrettes for baby.     Fun time and very little spent.  

Chocolate cookies in tins are still at dollar tree and  some bigger  ones are at grocery outlet.  

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Jane

The ads 6/24/15

Actually got the ads on time.  I have already,shopped till I dropped.  Now it's time I got down and organized the freezer.  I have t even seen the new freezer my husband bought while I was on the convalescent home.   Ot takes braving the stairs without a rail!    I, not shopping, but will assess the ads anyway.

Haggens

Cherries 2.49
London broil 3.99
Sour cream 2/3@@

QFC
Chicken , natural.  .99
Berries 2/4
Milk .99
Grapes 1.68
Cherries 2.99
Cottage cheese/sour cream 2/3
Blues 2/5
Salsa, corn tortillas, flour tortillas 3/5


ALBERTSONS

Cherries 1.99
Tillamook yogurt .38@@

Buy 4, save 2 on frozen treats
Nets
Dreyers 2.49
Fruit bars and ice cream bars 2.49
8 count drumsticks 3.99

15  percent fat ground beef 2.99

Extreme couponing ( their vernacular)

Coffee 6.99
Starkist tuna, black beans .79
Ore Ida fries 2/5
Ice sparkling water .50
Jello or pudding mix .69
Olive oil 3.99

I don't know I'd this is a deal or,not because they aren't toting prices.   I suspect it's not.
Buy two Starbucks ground coffee or k cup packs and get 3.50 off milk or creamer.    Milk is,never three dollars and fifty cents.  I think there might be coupons for the coffee, and you may be able to get more than one milk item.   Too many variables for me.

Blues 5.00

SAFEWAYS

Cherries 1.99

Pork loin 1.99 (whole)
20 percent fat hamburger 2.99
Top round 3.99
Milk 2/5@@

5 dollar Friday
Chicken
Orange juice
Cheerios 3/5

Extreme coupons.  ( looks a whole lot like ALBERTSONS and SAFEWAYS have the same ad company!   )

Net prices
Buns .88
BBQ sauce .99
Coffee 6.99
Cascade ice 10/5
Hummus 2/4
Radishes or green onions 1.00



Note there is a lot of price fluctuations between stores.   Catsup is 1.00 at the dollar store and at some of the stores there are coupons for .50 on two.   Hunts.  

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Jane