Coupons, favado and Ibotta .

Coupons got a bad rap when the extreme couponing  show came on.  In case you haven't figured it out, that show is scripted and those deals don't really happen in real life.     Most grocery stores now do not take dozens of coupons for the same thing,    Good thing, most of us dont need  85 bottles of hot sauce.    lol

Coupons are a good way to further reduce your cost of food. You can also at times get personal hygiene products for free.
It doesn't have to take 40 hours a week to clip coupons. I buy a Sunday paper the Saturday  before at the dollar tree and pull the Fred Meyer ad and the coupon inserts. P &G comes out the first weekend  of the month. Also, we get other inserts in the mail about Wednesday or Thursday. I put the inserts in a file folder  sorted by month.   It really helps of you write the date on the outside of the insert.

Once a month at the first of the month, I download coupons that I will use from coupons.com.
I file them in a binder.  

When I find a good buy for something on my list, I look at favado to see if there is a coupon  for it.
If don't have the insert or coupon on my binder, I download the coupon, or go to the insert  and clip it. This takes minutes, instead of clipping all the coupons and filing them so you can pull them when they expire.    Minimal time for maximum benefit.   Watch for coupons everywhere.    Today, I found a coupon for a dollar off of two cans of green chillies.   It made two cans of,chillies thirty five cents each.   That was over a two dollar savings, depending on where you shop.   All those two dollars add up.  

Ibotta so a program ap that I downloaded.   I check it after I get home from the store.   You listen to a shirt commercial while putting away the groceries, and snap a pic of the barcode and your sales slip and they put money in your account.    You can get rebate money for many fresh perishables that almost never have a coupon .  I am saving for an Amazon credit so I can use it for printer ink or toilet paper.

I can average five or six dollars a week using coupons.    I don't think I spend more than five  minutes a week getting them.  That's sixty dollars  an hour for my time.   I have never made sixty dollars an hour tax free!  

There are a lot of naysayers out there.   I've heard it all.   It's just for processed food is one of them--
Most of us use things like yogurt, butter, ice cream, cereal and a whole lot more that is not a hambirger meal box or a box of Mac and cheese.   Talk about processed foods!

   There are a lot of fat free, sugar free, gluten free, taste free foods out there.   Most of them have something else added to them that maybe worse than what you are trying to eliminate on the first place.

   My attitude is to eat basic foods, eat in moderation, use the USDA food pyramid and stick as close to real food as is realistically possible.  Tongue in  cheek news flash.... You are not going to spend six dollars a gallon for milk, and eight dollars a pound for quinoa and feed your family on four dollars a day!  Reality check!

I looked at the butter substitute today.   Ingredients are to be listed in order of volume.    The first thing on the list was water, the next thing was palm oil.    Palm oil is a trans fat.   My nutritionalist told me that I was better off using a skim of butter on my toast than to be using a fake butter.    Notice I didn't say a pat of butter!  

In my opinion, there is too much hype, controversy, and opinions out there to not take them all with a grain of salt.

I do know these things to be true:

1)  You can't take a entire food group out of your diet and not find out from someone who knows what they are doing ( not Aunt Martha) LOL. What you need to replace it with to give you a balanced diet.
2) Many things that weren't good for you a few years ago, are good for you now.   Time has a way of changing people's minds.

Now, I am a firm believer that too much salt, sugar, and  fat is bad for you.    I also believe you can rinse canned food, defat  ground meats, avoid processed meals and some take out meals that are sugar loaded, not serve desert every night, avoid things like potato chips and other salt and sugar loaded snacks.   Oven roast your fries instead of frying  your food.   You can do a lot without becoming an extremist .

Jane

Retailers dirty little secrets.

If You know their tricks, you can  beat them at their own game.   I used to work for a non profit that helped small companies to bring their food products to market.    It is really tough for small companies to get onto larger stores.    Shelf space is at a premium.

1. Manufacturers pay slotting fees ( basically rent ) for shelf space.   The eye level shelves are most desireable and command the highest "rent ".  It's not too far of a stretch to expect that they are going to factor  their rent into the price of their product.   Save:  look up and down.   
2. Most of a grocery stores profit lies in impulse buys.   Write  yourself a list of sale items and stick to it unless something shouts I really can use that and the price is right.   You don't really NEED M and Ms-- that hamburger that is priced at two dollars a pound because tomorrow is the pull date, however, can be a bargain to be wreckened with.   Take it home and cook and freeze immediately.
3. It is No accident that the toys are on the same isle as the sugar coated cereal or the candy and gum are near the checkouts.    First of all, avoid taking children to the store with you.   Some husbands can be just as bad.LOL. Leave the kids home if you can possibly find a way.   You will be less distracted and can make better decisions.   Try swapping babysitting with a friend or neighbor.    Leave them with dad or grandma....
4. It is also no accident that some retailers change their stores around what seems like weekly.   Costco is notorious for that.   The longer you spending a store, the more money you are going to spend.   The bigger the cart, the more money you are likely  to spend.   If you have to look for something, you are likely to go down every isle.   Costco does not mark their isles.  
5. When walking around the store, the  outside perimeter of the store has most of the dire necessities : dairy, bakery, produce, and meat departments.    The inside isles have sundry items and canned, boxed goods.    Don't go down a isle unless  there is something you need down it.   
6. Don't touch anything unless you are going to buy it,   Statistics show of you touch it, you are probably going to buy it.  
7. Retailers use, music, lighting, and smells to draw you in and keep you there .   They have studied shopping trends.  Focus on your list.   
8. Pricing is another way to disarm you.   Just because something is 10/10 doesn't mean you have to buy ten.   Some smaller packages of cheese are price low until you do the math,   And find out they have exorbitant prices.   It helps to learn basic figures in your head .  If something's 3/2 it is .67 each.   3/5 is 1.67 each.   There are 16 ounces in a pound, but a cup of grated cheese is four ounces.    Go figure.    
9. Ten dollar off fifty dollars. Those coupons are meant to get you in the store.   The more you spend over the fifty dollars, the less percentage you are getting off your purchase.   If the products are 125 percent of retail, you haven't saved a thing.   Do the math, and plan your trip.  If you have coupons, factor them on and try to stay as close to the fifty dollars ( or whatever the amount is ) I shop with a plan and my husband adds our purchases with a calculator from the dollar store.    
10. Buy six save three.   Do the math.  check the bottom line,  if all the products on  their list are highly processed junk food, it's not a bargain at any price.  It all boils down to the first basic tool you need to do groceries on the cheap!    

KNOW YOUR PRICES.   Every item in that store has a RBP.   You can really score if you know what that RBP is and use coupons or rebates to get prices as low as possible.  Remember, the store doesn't care if you use coupons. They get reimbursed for the coupon and are paid a 

Jane 

Fred Meyers ad

Fred Meyers ad...for what it is worth.    

Oranges are .69
Milk including chocolate and on is .99@@
Ground turkey 2.99@@
bumble bee tuna .79@@
Cheerios 3/5@@$$
Freschetta pizza 3.99 limit 2@@$$
Frozen veggies.79@@

The meal train....

for those people that need a visual, I came up with a meal train.   I'm not the best of I,lustrators, so you will have to use your imagination.    If you start with the engine, it's the brains if the train.   It's the part where you plan and organize.   Once you are done, you are done with the exception of adjusting it for price adjustments.   ( i.e. Beef quadrupling in cost ) , 

The next car on the train is shopping.   It's a long one.  There are many facets to shopping,   It's not just asking into a store and buying anything your eyes touch that looks good.   It would be a nice experience, but probably wasteful and not very economical.   There are so many facets that it's hard to know where to start .  

• Picking your stores ( yesterday) and you buy your  groceries where? 
• Planning your trip and start to meal plan. 
• Strategies to get out with only your list in your cart.   
• Knowing and avoiding the retailers tricks.   
• Coupons , favado and Ibotta 
• What's good for you?    Is this Hoarding?     Is this wasteful?    Cut the negativity hype.   

Yesterday we covered you buy your groceries where and analyzing the ads to pick the best price for the week on what you need.   

Now, planning your trip.  This probably will repeat some things from yesterday. Before you know what to buy, you need to look at what you have.   I made a form for meal planning.   its one page.   

To the left there is two columns.   One for what you have, what you,need to eat soon, and one for what you,need to fill in.   The other side has seven boxes for meals and one box with my matrix.  Having a matrix makes shirt work of planning a meal.   This shouldn't take most of a day.  Ours is 2 chicken or pork, 2 vegetarian, 2 beef, and 1 fish.   This is only an outline to help.   

Start with what you have to fill in the blanks.   Taking a quick inventory is a good start so that you don't overbuy.   Organize the fridge so that the same type of things are in the same place.    Minimize the amount of salad dressings etc you keep on there to make room if you need to.    The goal is to be able to look at a glance and see what is not there.    

This makes it easy to make a list of what you need.  Not over buying perishables helps keep the budget down and not waste.   I always keep celery,and carrots because they last a long time and are a good go to if you are out of other things.   Apples are another good staple.    

Fill out the have column, start the meal boxes.    Some people prefer to meal plan by category too. 

Like-- a soup, a pizza night, a taco or Tex mex night. Breakfast for dinner.   Sunday dinner, leftovers, 

And a quick pick.   

Making a list and sticking to it is the best way to stay on the track. Having a meal plan is the next.  

 Not knowing the answer to what's for dinner question is a sure way to derail your train.    It too easy for the take  out gremlins to intervene.  LOL.   I keep pizzas I get on sale for that day when no one feels like cooking.    I add our topping we have chopped on the freezer and some more cheese to a cheap pizza and salad is on the fridge and dinner appears on the table.   

Knowing what you need is the first step.  Now, if you don't have an ad for all the stores on your area, check favado.   It's not always 100 percent accurate, but it will tell you if there is a coupon for the ite, you are wanting and where it is.  Often it is a click away and you can print it.   Also check Ibotta of you have already picked your stores.   Sometimes there is an Ibotta for milk and other staples and if the price is the same, you can score more.   It's the only way you can "coupon" for perishables most of the time.    

Pick your stores, plan your trip to save gas.   

Bring a coupon book of you have it, your coupons, the ads, and a small calculator.   

Next: strategies to get out of the store with just what's on your list and retailers dirty little secrets if there is time.   

Thanks, Jane

Analyzing the ads

Where we are, the ads come in the mail every Tuesday or Wednesday.    The Fred Meyer ( Kroger) ad comes in the Sunday paper.    Winco has no ad.   Favado is an ap for your phone or  computers that is supposed to tell you the ad prices on some things. It is not always accurate. But, it also tells you where to find coupons that match the ad prices.   No all the coupons are available on our area, but it is a starting point.  

Start by getting a good feel for the things on your stock list that you are running low on.   Take a quick inventory of your perishables and write  them on your meal plan sheet.    Now let's go over the ads .   You are looking for  anything that you need to buy to replenish your stock and perishable that
You need to fill out your meals.  Circle or mark the things that are in your list.    

For example. Safeways has coffee for 7.99.
Sour cream, 24 ounces is 2.99 ( cross off,mots 1.25 for 16 ounces at QFC)
Tuna, bumblebee is 3/5 ( cross off, it's 1.00 at QFC)
DiGiorno pizza is 2/9. ( cross off , it's 3.99 at QFC)
20 percent ground beef is 3.99 ( cross off its 3.99 for 7 percent at Fred Meyers.)


QFC has
DIGiorno pizza for 3.99 - note there are coupons 150 off on 2 , or buy two get one free, and no they are not stackable.
Cheese 5.99. Cross off, it's 2.08 a pound  at Costco.  
Sour cream 16 ounces 1.25
Oranges .69
Ground turkey 2.99
Berries 2/5
Cheese, 8 ounces  1.99 cross off its 2.08 a pound at Costco.

Ok, as you look at the ads, and cross off anything that is cheaper elsewhere.  You will soon see a picture of the best grocery store that will  give you what you need for the best price.
In this case, I don't  have the Fred Meyers ad to compare.   I am using last weeks ads.  

Seeing the prices, I would pick QFC and Fred Meyers.  analyze the stores.   Pick two stores that have the best buys for the things that you need.

 Some stores are notorious for having good prices on some things. Knowing that in advance,  pick two stores that have the best buys for the things that you need.  If you pick two stores a week and plan your trip  you can be more effective with your gas. We choose to go to Costco  on an as needed basis.   Costco is my go to store for grated cheese, oatmeal, bacon, bananas,  tortillas, butter, and sometimes sour cream. We go to the dollar tree and grocery outlet when we are in the area.  They usually have a fill in things  so we don't need to make a special trip. Dollar tree has yummy shortbread cookies with chocolate, french fries, and hand soap.     Grocery outlet is a good source for cheese, mostly sliced, but sometimes they have grated cheese cheaper than Costco.    I always also look for coffee and Foster Farms boneless skinless chicken breast.

 Winco has a lower prices  many things.  Sometimes,  I go to Winco first and then Fill in what is cheaper at the other stores.

When I go to the stores,  I am looking for the perishable fruits and vegetables we will need for the week.   I am also looking for a loss leader so to speak of a protein.   I want to buy a meat or other protein in bulk.    I want to buy enough of that meat to feed us that type of meat for a month.    It's other words, if we use a pound of ground beef per meal and we eat ground beef once a week ,I will
buy 4 pounds. When I get it home, or the next day, I will batch cook it and divide it into portion controlled packets.    I might rotate between

1. Ground beef or turkey ( around 3-3.50 a lb) 
2. Whole chicken ( 1.00 or less for foster farms) 
3. 5 -10 pounds of grated cheese- ( as close to 2.00 a pound I can get) 
4. pork loin or tenderloin ( 2.00 or less for the loin, five dollars for the tenderloin. 
5. White fish or shrimp, ( five dollars a pack for shrimp. ) 

On any shopping trip. I am looking for inexpensive prices on dairy and produce, a loss leader protein for the week, and anything in my stock list that is at a RBP.   

Thanks for stopping by

Next. 

More shopping strategies 

From the beginning.....

It's probably time that we start from the beginning for those that are new and wonder what this is all about.

It came to my attention that some people on SNAP were running out of money before they ran out of month.   My daughter said, you know how to stretch your food dollar.   You should write a blog.    And the rest is history.I have learned more since then.

Groceries on the cheap takes a different approach to grocery shopping.   Instead of making meal plans and shopping for one weeks worth of meals, you shop to replenish your stock and purchase the perishables you will need for the week.   This allows you the luxury  of always having food in the house. If something happens that you can't get out of the house you don't have to shop. No child should suffer the insecurity  of having nothing in the house to eat.

 This allows you  to shop the sales and only purchase your food what is that a rock-bottom price. Most of the time you can get your food for half price.  This takes some planning and organization, but I would say that it will probably take you less time to shop that you were taking before.

Getting started. Lets outline the steps. Anything you do  starts with a plan.

1)  identify the sources of protein that your family likes to eat. In our family that would be eggs,                                                 cheese,  beans, rice, pork, chicken, beef.

2)  write down 7 to 14 main dishes  that use these ingredients.
     Example : speghetti with red sauce, stir fry, chilli, chicken pot pie, quiche, tacos or burritos.
     There are many more .

3) now identify the shelf stable ingredients that you will use to make your meals.
    These will be your stock items.  Most people have a list of 10 to 15 items.
      For example, ours would be beans, rice,  diced tomatoes, green beans, pasta, pasta sauce, green                             chilies, Black olives,  refried beans, instant mashed potatoes, corn.

4).  For your stock items, start a little notebook or a spreadsheet. This is your price book. You want to identify  The item,  The size of the container, and the rock-bottom price. Also, decide how many items  of that product you are going to stock. Example: if you use diced tomatoes and use two cans a week, and four wee and use two cans a week, you will use 8 cans a month.    Either estimate when you think this will go on sale again or pick a comfortable amount of months stock.

5)  this won't happen overnight.  As you see things on sale or on sale with a coupon that makes them the rock-bottom price, you buy your regular food and add  A few cans at a time. You can find more money in your budget by omitting  Snackfood (empty calories)  and things like pop or soda. surprise surprise, you do not get snacks like potato chips and soda and steak and lobster on a snap budget.  Keep a separate budget if you have to have those items. If you have a snack budget you will soon be aware of how  much you are spending on junk food.

Next: analyzing the ads and finding the  rock-bottom price.

Strike while the iron is hot.......

Good morning.     I have been thinking of things I would include if I did a class on cutting  your grocery bill.    It's one of the biggest expenses of your discresionary spending --especially considering that the cost of gas has gone way down.   

One of the things is that certain items go on a really good sale once or twice a year.    Usually you can get catsup and mustard and BBQ supplies really cheap with coupons about Memorial Day and the fourth if July.    Frozen pizza is always on sale with coupons before the big game.    Back to school supplies in August is a good time to stock office supplies even if you have no children at home.    

I found 1.50 off two DiGiorno pizzas coupon and I found, buy two, get one.   Unfortunately, you can't use both at Fred Meyers on the same transaction.   You would have to buy five pizzas.    In other words, the coupons can't stack.    Fred Meyers has the cheapest price on DiGiorno pizza.    I had to take the pizzas out of their boxes and save the directions on the fridge to get them on the freezer, but we have enough for pizza once a week for a month to six weeks.   I paid 2.66 instead of 6.77- sixty percent off.   

Grocery store on the cheap takes a different approach to shopping for groceries.   It works at any budget level, but especially for people with a really tight budget.    On a tight budget it may take a while to build up a stock! But it is doable-- especially fm you get your grocery money on a lump sum at the beginning of the month.    

Basically, instead of meal planning and buying a weeks worth of groceries.   Forgetting something and going back to the store, you replenish what you have used when it is on a good sale, and adding a coupon of you can is even better.  Once you have got yourself up and running, you go t the store to buy : 

1) a "loss leader " protein.   If I can't find a good meat , I use that week to buy cheese or fish.  I can always find Fish for a good price at Winco. Grated cheese is best at Costco, or at grocery outlet if it's on sale.  Recently, I got feta for 1.20 a pound and mottzerell at 1.50 a pound,   I have a set price.    I want as close to 2.00 a pound as I can find it.   It is paramount to have set prices you will pay for products.   I call that the RBP ( rock bottom price, or my target price.) I want pork to cost 2.00 a pound, and chicken to be a dollar or less.   7 percent hamburger is about three dollars a pound when I get it on sale.    

If you are working on a foir by four budget, dinner should be five dollars total.   ( four people, four dollars a day - - so called SNAP budget.   We aren't in snap, but I use the budget anyway.  I feed us ( three adults and one child) on 75.00 a week and keep a stock.    Actual food eaten is closer to sixty dollars.     I couldn't do that without stocking.    

2) replenish perishables-- dairy and fresh veggies and fruit.    I want to pay 2  dollars to 2.50 a pound for butter.   - real butter.  The nutritionalist told me that a little butter is better than a lot of margarine or substitute.   I wait for specials and stock a reasonable amount for the pull date on milk, cottage cheese, and sour cream. Fred Meyers is usually a good place for these. Milk is a dollar with a coupon, and sour cream is either a dollar or a dollar and a quarter.   I was buying the big ones at Costco ( cheaper) but we didn't use all of it up before the pull date.   Eggs I was paying a buck a dozen for, now I try for two dollars.   Always check to be sure there are no cracked eggs in the carton.    Buying a five dozen crate doesn't work for is, we don't use enough,    

3) fruits and veggies.    My RBP for them is a buck a pound, or 2.50 a box for berries.    I get apples for a dollar all the time, berries are either 2 or 2.50 a box.   Bananas are 1.39 a bunch at Costco.  It makes no sense to buy organic bananas.   I buy organic of the price is the same and I can use them up immediately.    Otherwise, I wash my fruit and vegetables or peel them when that is appropriate.    I don't buy juice at all.  It's expensive, it's too sugar loaded, and a distortion told me that the children were better off eating the fruit.    Buy fruit in season.    Buy vegetables when they are at their peak.    

They will be cheaper and better quality.    

4) bread and bread products.   My RBP for bread is 2.50 a loaf.   The bread store is good of you have one near you.   I always get a big package of English muffins from Fred Meyers for 1.67.   (3/5) Winco has cheap white bread for .88.  I prefer a wheat bread that has less than 10 carbs a slice.    My husband would rather have the white stuff.    Sometimes I make bread.    I always make bread crumbs.  Why pay upwards  of 2.40 a pound for someone else's dry bread.   

Getting to the replenish stage is another chapter.     

Thanks for stopping by

Jane 

little work, little time, little money

I am all about doing dinner with as little effort as possible.  I want it to taste good, take little time,  and be inexpensive.

Enter chicken dinner.    No, not Rotisserie chicken and sides from the deli.....that's not little money,  

The key is three ingredients and passive cooking.    You can't  count cooking time when the food is cooking and you are at the gym or watching tv.    

Chicken :  Dump a rough cut onion in the bottom of your slow cooker.    Wash a whole chicken, spread it with a home-made dry rub, and put it in the slow cooker with the lid on.   Cook on high for an hour a pound.

Now, grease a 9x13 pan with  cooking spray.    Dump sliced apples on the bottom of the pan.   Dump a yellow cake mix over the top, and drizzle melted butter over the mix.  ( Betty Crocker CB on line - Apple dump cake )

Instant mashed potatoes ( Idahoan makes four cheese .60 with a coupon at Winco) and a frozen veggie cooked in the microwave completes the meal.

Part of the chicken breast 1.25
Onion .25
Cake mix .88
Apples 1.25
Butter .94
Potatoes .60
Veggies .65
Total   5.80

This assumes you eat the whole pan of cake for dinner!    1/2 a pan would being ot down to 4.30.

Stair step meals.

Stair step meals are meals where what you cook today, meets up with another meal later.    Its not leftovers; but  rather, planned double batching to cut the work in the kitchen.  I'm all about cutting work for in the kitchen while attempting to make scratch cooking easy.    My mantra is spend more time planning a shopping trip and shopping for RBP, and less time in the kitchen.  With tricks you can make semi scratch cooking and save a lot of money.   I do a lot of prep and batch cooking early in the day or on weekends so that I don't have to cook an hour meal at dinner time.    ( I'm old and I have a toddler to watch at meal time. ) sometimes we cook together.   She loves to count and stir.

I digress, stair step meals. ( written some time ago)
Anytime you are chopping anything that could go on a pizza, put it in a bag or box that you keep in the freezer door.   Ditto meats ( keep them separate).  Mark the containers and reuse them.  Anytime you are ready for pizza, the hard work is already done.  I call this almost free pizza.   O

1) impossible ham and cheese pie.  Green salad, or salsa of salad greens are too expensive.  At the time of the original writing, lettuce was three dollars a head.  Ham cubes are anywhere from 4-5 dollars a package.  A package can stretch to three or four meals depending on whether or not it's the only protein in the meal.   ( use 1/3 of the package)

2) pasta bake - use sausage and cheese.   Serve with salad or fruit cup.( not in an individual cup) ,
     Save some pasta sauce for pizza.  ( freeze)

3) roast chicken or pork mashed potatoes, green beans, salad.   Save some,chicken or pork for sweet and sour chicken or pork later in the week.  

4)sweet and sour chicken or pork.  
     1 lb chicken or pork cut into cubes
      1/4 cup Dijon mustard, divided
      3 T soy sauce , divided

1 pkg chicken flavored ramen noodles
1-8 ounce can pineapple, reserve juice.
1/2 cup water
2T brown sugar
1/2 tsp ginger, 1 T cornstarch
2 cups broccoli, cut
1/4 cup chopped red paper.
1/2 cup chopped onion
1 cup shredded cabbage
2T vegetable oil ( or olive)

In bowl, combine chicken , 2T mustard and 1 tsp soy sauce.  Set aside
I'm small bowl combine remaining mustard and soy sauce, chicken flavor packet from noodles, reserved pineapple juice, water, brown sugar, ginger,  and cornstarch,

This is where I wing it because my notes from forty-five years ago, got up a split from my 70s cookbook.

Stir fry broccoli, onion, cabbage, red pepper on the oil.   Add chicken, add pineapple mixture.  Heat through.

Serve over rice.    ( reserve rice)

5)  stuffed green or colored peppers ( from the bag of peppers? ) use reserved rice, cooked hamburger, chopped peppers. And a can of diced tomatoes, drained.  Reserve juice to add to tomato or pasta sauce to bake the peppers in.

6) almost free pizza.   Use reserved past sauce for the pizza sauce.   Add saved pineapple, ham, or cooked hamburger, peppers, onion, chicken and cheese, or any combination you prefer for pizzas.

Tomorrows ad- Fred Meyer and notes

Feb 2nd, Tuesday, is senior day at Fred Meyers.   Ten percent off private label food and regular merchandise ( with exceptions).  This is in addition to any other coupons  or discounts.   There is a twenty percent off housewares coupon in the paper.  

There is a coupon off red Barron pizza in the paper ( insert) .  Note that next weekend will be the sale of the year on pizzas.   I haven't found any DiGiorno or Freschetta coupons. But they will probably appear either on coupons.com or in the inserts.  I do try to find red Barron on sale cheap.   We add our own toppings and I basically use it for the crust.   Sometimes ,  I don't feel like making crust from scratch.  

Private selection ground beef 3.99 ( senior ten percent on Tuesday) 3.60
DiGiorno pizza 3.99.
Nalleys chilli .99@@
Red Barron 3.19$$
Mission tortillas 1.00$$ makes them .75
Johnsonville smoked sausage 2.99- coupon?  
Private selection fruit pie 3.49 - 3.14 on Tuesday for seniors.  

That's about it.  

Thanks for stopping by

Jane

Five Easy Meals

I'm making a point this month to
A) use up the things in the pantry that are accumulating,
B) use up leftovers and not waste.   Keep a better eye on the crisper.  
C) try new recipes - broaden our horizons.  

I have a lot of cookbooks and I just found two from the dollar tree that are very interesting.   One is southern comfort foods and the other is western foods- a lot of ethnic foods.

1) tonight we had hot dogs ( the 2nd half of the package I got at QFC for three dollars.  Buns 1/2 from Winco  .68. And a suddenly salad from the pantry (.75) with grape tomatoes .50.   Total 3.09.  

2) I get a box of organic tomato and roasted red pepper soup from Costco.  ( 10.99/6) we usually ad basil, milk or cream, and blue cheese.    I plan to add the milk and basil, but skip the blue cheese.   I found a recipe for pepperoni and cheese breadsticks in the Bisquick CB.   I get pepperoni form.50 at the dollar tree .   1.83 , .50, .50 equals 2.83.

3) we have a pork tenderloin from when I got them for 2/5 at Winco,    I will add mashed sweet potatoes (1.00) and some veggies from the freezer.  .65.  Total 4.15

4) chicken pot pie.    1/2 chicken breast 1.20,  cream of mushroom soup .40, mixed veggies .65.   Bisquick   Total 2.25

5) chicken nachos : adapted from Betty Crocker on line CB.  1/2 chicken breast, black beans, mixed peppers chopped, black olives sliced, drained chopped tomatoes, tomato sauce, cheese over tortilla chips.   Total,cost 4.99 less leftovers 3.99. ( see cookbook for recipe) .

Five meals all of which are less than five dollars.    Not including staple items, but still well under the five dollar amount and kid friendly.  


I've read a lot of articles , books, and booklets on eating in a low budget.   I am convinced that instead of sacrificing taste, nutrition, or omitting a food group, it makes more sense to eat regular meals and concentrate on cooking from scratch, making some mixes of your own, and buying your food at rbp's.  

You don't need to steal sugar packets from fast food, take the family through Costco on sample day , or forge for food.    Just buy the best quality inexpensive cuts of meat and be diligent about finding food at rbp's and keep a small stock so you can eat until that product goes on sale again.  

Thanks for stopping by

Please share

Jane

The ads

Yesterday, we went to QFC with five dollar off twenty five dollar coupon.    The closer you stay at the twenty five dollar mark, the better buy you get.    Five off of twenty five is twenty percent.   If you spend more, your percent off goes down.   I spent 25.06.    I didn't use a calculator, I just kinda added on my head.   QFC has a two week ad.

I bought meat, eggs, and fruit and vegetables.  All were on sale and I used coupons.

I then went to Winco and filled on the few things that I still needed.    I still haven't found white beans at RBP, but I picked up two to get me by at .68.   Winco does not have white beans with their brand on them.    My husband informed m after the trip that we are out of French fries.  That's hard for me to believe, so I'm going to have to make my way down stairs ( no easy feat with my hip) and make sure no one put the right thing in the wrong bin.   Our freezer is organized by bin.   All vegetables , frozen potatoes, and meat by categories are in their separate bins. ( dollar store) when the bin is getting low, someone is supposed to tell me.  I don't  get downstairs often.  It's a challenge.

Buns for hot dogs and hamburgers are 3.50 at our neighborhood store.   The hot dog buns I got were .68.  That is a remarkable difference.   Usually, hamburger bins are .88.   They are a little smaller, but since  I am counting carbs, that doesn't bother me.   Sliced black olives in a small can are a good buy, more oroduct for your buck and they were lower than the usual .70.  Coffee was 5.88.
 Total 28.56 for both stores.  

Safeways and Albertsons ad
Again, not much there that is a bargain.  I used  to find good prices at Safeways.    Now, I am spending more at Fred Meyers and Winco.

Buy 5, save 5
Cereal 1.99-2.49.
I don't buy cold cereal much.   If I do, it's in a bag or at Costco.    Sugar coated cereal is another way to jack your bill up.   Granddaughter likes mush (oatmeal) .
BBQ sauce .99
Kraft salad dressing 1.49$$
Mayo 2,99
Coffee 6.99$$ maxwell house

Pork chops , seasoned B1,get three.   The last time they had this price, the packages were 25.00 and netted 2.00 a pound. With a coupon!

Five dollar Friday Safeways
Ff wings
Dijourno
2 lbs cheese
Pudding ring 2/5

Five dollar Friday Albertsons
Chilli 5/5
DiGiorno
Cheese

That's  about it.  

Thanks for stopping by
Jane

Chicken soup

Yesterday I cooked a chicken in the crockpot.    Undoubtedly, the easiest, fastest, no brainier way to cook a whole chicken,   I got a 5.5 pound chicken for .87 a pound.    I'm thinking it was 5.50.   We have three other meals out of it besides the chicken soup I made last night.

Crockpot chicken. 

1) peel and rough cut a medium or two small onions and put in the bottom of crockpot.     

2) make a rub of paprika, onion  powder, garlic powder and salt and pepper.    

3) clean out the insides of the chicken.  I put it in a colander in the sink.   Put some salt in the cavity.  

4) put the chicken in the crockpot and coat  the chicken with spice rub.   

5) put the lid on and cook on high for an hour a pound.   ( I cooked the 5.5 pound chicken for six hours) 

This makes fantastic stock.   I defatted  it , added some better than bouillon, chopped  celery, carrots, and some of the tomato  spaghetti from the other night cut up. 

 I pulled the chicken from the crockpot and cut to breast portions off. I cut off the legs and thighs and wings  and put them in a Ziploc bag for the freezer. I put each breast in a separate bag. With the rest of the carcass , I picked the meat and put it in the soup pot. 

I served the soup with Italian bread made with parmesean cheese and peppercorns.  

Easy, and a lot of passive cooking,   

I will get three other meals from the 5.50  chicken plus a lunch-about 1.40 a meal .  

I will also make 

Chicken pot pie from 1/2 a chicken breast, mixed veggies, white sauce made from a homemade mix. And Bisquick.   

BBQ thighs and legs ( put BBQ sauce on thawed chicken that has been heated on the microwave for 2 min or so.  Broil in oven.   Serve with French fries and fruit or green salad . 

Sliced chicken breast,  mashed sweet potatoes , peas and carrots.     

4 meals for three ( daughter  is a vegetarian) for 5.50. 

Thanks for stopping by. 

Jane 

What to do with what you got.

I am hearing that the biggest problem about meals is knowing or getting inspiration about what to cook.  I decided I would try to take what I purchased on sale yesterday, a lot of which was 1/2 price or more and make dinner plans.   Having a list of meals might give someone inspiration.  

First, I got up this morning and put the chicken in the slow cooker and put a loaf of parmesean peppercorn Italian bread in the bread baker.    I'm on the road to a chicken orzo vegetable soup and French bread for dinner.  

1. Chicken orzo, vegetable soup.   Italian parmesean peppercorn bread . 
2. Chicken pot pie. ( frozen mixed veggies, 1/2 chicken breast cut up,1 recipe cream soup base, and a Bisquick crust.   
3. BBQ chicken thighs and legs.   French fries ( five pounds for about 3.00 at Winco) blueberries and oranges ( oranges are a buck a pound or less everywhere, Blues were five for 18 ounces) . 
4. Bacon, waffles. Yogurt parfait a ( youngest, blieberroes, granola.   ) granola is at dollar tree, yougert  was .40 with a coupon at FM, ) 
5. Roast chicken breast, mashed sweet potatoes,  mixed vegetables.  
6. Tomato basil soup.   Parmesean pepperoni bread sticks ( Bisquick CB)  soup is at Costco in a box.   
7. Pizza - add cheese and pepperoni 
8. Pizza - add cheese and pepperoni 

I still have artichokes, cornbread and rice mixes.    

Other meals 

From ground meat 

1. Shepherds pie 
2. Spaghetti and meatballs 
3. Meatballs, broccoli rice, white sauce. Mixed veggies.   
4. Sloppy joes. Use buns from Winco (.88) and sloppy joe sauce ( catsup, water, dry mustard, liquid smoke, ground pepper 
5. Hamburgers ( rest of the buns) 
6. Chilli, beans, corn bread 

From pork chops 

1. Stir fry and rice   ( stir fry vegetables are 1.29 or so at Winco. Cook rice from dollar store, add cooked park chopsmthatnaremcut into small pieces.    
2. Pork chops, browned and put on top of bread dressing with Apple and dried cranberries.    Salad 
3. Pork chops, mashed potatoes w bacon ( .60 with coupon at Winco) crazed carrots 

I could go on forever prolly, but hats a good start.   

Thanks 

Jane 

Grocery hauls-- Sunday

Big lots was twenty percent off the whole store.   I went to dollar store( across the street) to get the Sunday paper.    Then, we went to Fred Meyers.   I lucked out at all three stores with coupons.    Not the two cent bottom line that one might find in the infamous tv show, but half is good to me.   I want to average 1/2 on everything .

Big lots

1. Christmas was 90 percent off and then another twenty percent off.   I got 25.00 worth of things that mostly go for year round for less than two dollars.    Wrapping paper ( stR wars, Disney princess and Dora for twenty cents a roll.    Decorated boxes for .56 instead of 7.00.   A red bow (Valentine's day) for .18.   
2. Marshmallows that are cheapest at 1.00 were 2/ 1.52. 
3. Marie calendars corn bread 1.52
4. Artichoke hearts .80

Total 4.64 

Dollar tree 

1. Uncle bens rice mixes 2/1.00 with coupon 
2. Jenne-o turkey bacon 
3. Hormel sliced pepperoni 2/1 with coupon 
4. Betty Crocker mashed sweet potatoes 

Total 4.00         2.00 in coupons 

Fred Meyers 

1. Two packages frozen mixed veggies 1.28
2. Yo plait 10 /4.00 with coupon 
3. Mission tortillas (10) .25 with coupon 
4. Blueberries 18 ounces 4.99
5. 2 milk 1.98
6. 2 red Barron pizzas 2.88 ea 
7. Foster farms chicken 5.49 ( .87 per lb.) 

Total 23.75  coupons 4.55

Grand total for food 32.39

Coupon savings 6.55

Does not include the savings vs regular priced .   

Quality or quantity -- ?

 Quality or quantity ?.... Why not have both.    If you shop wisely, you can have both on a meager budget.    It takes time.    I make up the time by being very efficient in the kitchen.   I don't believe that you have to sacrifice meat to keep on a small budget.    I'm not convinced that eating no meat can give you proper nutrition.   I am hearing if too many people that have iron deficiency .  It is very hard to get enough iron and not eat meat. There is iron in turkey, but more in beef.    We do not eat the beef  we used to eat when it was cheap.    We still eat beef once or twice a week.   We also eat fish and chicken and pork.

Skimping on quality is not something I'm going to do.  You can still eat inexpensive cuts of meat and buy the best quality.  There are some things I am very picky about.  

•  I only buy NW chickens.    I buy whole usually.  It gives you the most meat for your buck.    
• I buy hot dogs occasionally, mostly in the summer.  I will only buy Nathan's or Hebrew national.    
• Kirkland albacore tuna is the best I have found. 
• I buy seven to nine percent hamburger.   I de-fat  it as well as sausage.   
• Sausage is jimmy dean,   

Staying in a limited budget doesn't mean you have to eat lesser quality.   You, obviously aren't going to buy a lot of lobster and beef tenderloin.   But, you can eat well.    

I don't believe that you have to spend hours on the kitchen baking your own bread and making your own tortillas to save money on groceries.   Now, if you have the time and you enjoy that, by all means I think you should do that.   Personally, I don't have the stamina to do that and I always had more than enough to do when the kids were all home -- like 17 loads of laundry a week, cleaning house and working sometimes  holding down two jobs.    lol   I do have a quick and easy pizza dough recipe that doesn't take hours standing time,   I found one in the Bisquick cookbook too, but we haven't tried it.   

My answer to buying quality and quantity is to know your prices and buy quantity when the price is low.   Most people have a list of ten to fifteen things that are non-perishables and they use on a regular basis,     By tracking prices, you can find a RBP and buy a quantity when it comes on sale.  This means you are not going to buy just a days worth of food, or even a weeks worth of food at a time,    You keep a stock and when you shop you are looking for perishables: dairy, fruits and veggies,  a loss leader protein and anything that is a RBP on your staple list.   Decide  how many you are going to keep ahead. Some people try to second guess the sale cycles.  I tend to try for a three to six month stock of key things,   Things like catsup and mustard go on sale on the summer,   I keep one ahead on mustard and two on catsup to last us the year.    I buy canned beans because rice and beans have a very short storage life.  Never hold rice or beans out more than two hours.   And keep on the fridge no more than three days.   Saving money doesn't make sense if you are taking a chance on making family sick.    I can get beans for as low as fifty cents a can.   I cooked a whole pound bag of rice.   Most of it went in the garbage.   Rice and beans don't freeze well- back to the quality issue.  

I average seventy -five dollars a week for four of us.   My daughter supplements their food with the alternative things because she is vegetarian,    Still, the stats for my husband and I are almost a hundred dollars for actual food eaten,    I spend 75.00 and maintain a stock,   I haven't deviated from that in years except for the time this last year when Haggens took over Albertsons and Safeways and prices rose remarkably.    It's not good for the consumer when two grocery chains dominate the marketplace.   Winco dropped my grocery budget remarkably.   I am not seeing a lot of good buys at Safeways and Albertsons lately and both have almost the exact same ad.    Fred Meyers and QFC haven't been too good lately either.    

Grocery outlet is good for certain things.    They are carrying more alternative foods - or foods from
IMars as I call them.   They have good prices on cheese and have unusual ones at good prices.     Find frozen Foster farms chicken, and sometimes bulk French fries cheap.   

The dollar tree is another resource.  No, everything isn't from China or Mars.    There are a lot of snack foods that I don't touch.   Snack foods are one of the best ways to jack up your food budget and not get much nutrition for your buck.   There is still a few things that are a good buy.   They sometimes have a seasoned frozen fry for 1.5 pounds.  They have a chocolate striped shortbread cookie that is good.    Hunts  pasta sauce is .75 with a store coupon at times.   Gnocchi is from Italy. 

Big lots has a few things.    A couple of times a year they out the entire store on twenty percent.  On right now.   

Costco is my go to for laundry detergent if I can't find free, toilet paper, bananas, bacon, sausage, over the counter meds, sometimes refried beans, oatmeal, soda, salt , better than bouillon, butter and sour cream.   Costco has the cheapest price on grated cheese unless grocery outlet does a two-fer. 

Spending a limited time going over the ads and checking favado for coupon match ups will save you a few bucks a week.   Ibotta helps also.   It gives you money  back on some fruits and veggies, milk etc that you never get a coupon for.   QFC and Fred Meyers have milk for a buck at times.  

Gotta go..........


Thanks

Jane 

The ads

These days we basically have two ads that are print d.   Safeways and Albertsons are just about identical.    There is not much there.  


BUY SIX, SAVE  THREE- NET COSTS
QFC has buy six, save three sale on .  A lot of junk food.    Some things stand out. As Boeing a bargain.   You can surely find six things without  overstocking( at least in our house.). It's cold and flu season and facial tissues are 160 count for .99.   Watch the count, not all the boxes are 160.   The best I can find is 120 at dollar tree.   So,stores I can find a case at big lots and this weekend is 20 percent off-- Saturday of you have a card and Sunday of you don't.  

Milk is NET .99 also OJ
Tide  is 5.99
DiGiorno is 4.99
Marie calendars a healthy choice is 1.78
Dryers is 2.49
Facial tissue 160  count .99

Remember you can still use coupons if you can find them as long as they are manufacturers coupons. QFC has a dollars off total cost coupons we got in the mail.  I don't know if those apply also or not.   Read the fine print.

Other
chuck or London broil 3.99
Peanut butter 2/3
Raspberry, blackberries 2/4
Yogurt 10/5
I'm going by memory.  Proces are gove  or take a few pennies..  
Now, I went to Winco today.    Apples continue to be close to a dollar for several different kinds.   Hamburger (high fat) was 2.18.    (Remember you can defeat a hamburger and reduce the fat by 17 percent.) I read that on the Internet and the technique makes sense.    Chili is close to a dollar, canned beans (Winco brand are close to .50) they have no great northern - I bought dried.   The pepper jack cheese was close to 2.00 a pound.    Ham cubes were close to four dollars.    I had a coupon for Idahoian  mashed potatoes net cost was .60.   Some stores want 1.25.    Chopped tomatoes continue to be .38 cents..  

I got a southern living comfort food cookbook at the dollar store.   It is full of really good recipes-- not all typical southern fried food.  

I splurged and bought a Cobb salad.   It was three dollars and very good.   It was huge!  
Could have easily fed two of is and full of meat, cheese, and egg.  

Guess that's all.    

Thanks. Jane

No ads yet.

We have no ads yet because of the holiday.    I am seeing a coupon flyer f om QFC, wondering if Winco has taken some of their market.   It is for dollars off a minimum order for several weeks out.  
On another note, big lots has a twenty percent off everything Saturday for people with rewards cards, and Sunday for everybody,  

My post before this was an experiment because I know there are people that are left in a position that they have a limited amount of money and no food on the house.   It was supposed to be a stop gap to get someone through a short period of time,    Basically, keep tummies happy until regular money came in.  

My daughter and I went to the dollar tree and grocery outlet is weekend,   I got a lot if necessities-- I came with a list.    I found feta cheese fir 1.20 a pound,  you can freeze feta and use it in cooking,   I saw a recipe for a Greek pizza that sounded very interesting,    I also found fruit snacks for my granddaughters treat boxes for Valentine's Day for her class.   They aren't what I thought they were, but they will work and the mothers should be happier with those than candy.   I thought they were the kind that was more like candy with fruit juice added.   These are dried raisins, craisens, and mango.   My granddaughter loved them and her class is four to six yo, so there shouldn't be a choking hazard.  

One nnte, I think is most interesting,    I needed facial tissues.    Going down the isle at dollar tree, it started with boxes of 85, then 120, finally 200.   Everything is a buck, so who would buy 85 when they can get 200?     They had a southern cooking comfort foods cookbook at the dollar store,   They have chocolate striped shortbread cookies at the dollar tree.  

Grocery outlet is the best place for sliced cheeses.   Tortillas are better at the dollar tree.   Salsa was the same price per ounce and cheaper for the same brand as the regular chains. They had hard salami ends and pieces for a good price at grocery outlet.   Most of the time, Foster farms chicken breasts are cheaper.  

I have nothing in the pantry,and twenty-five dollars, what can I do?

This is an experiment that my daughter and I researched at the dollar tree.   The answer to I have nothing in the house and twenty five dollars to spend.   7 breakfasts, lunches, and dinners for 24.00 for two people .  

Is is not what I would recommend you eat on a yearly basis:   It has a fair amount of carbs and no fresh food.   It's basically survival mode.  

Grocery list. Everything is a dollar

1 package instant oatmeal ( a canister would be better if they have it)
1/2 dozen eggs
1 carton almond milk ( our dollar tree does not carry real milk)
1 package  top ramen ( 5 or 6 depending on the package )
3 cans  pasta sauce ( sometimes there is a coupon so you get four for the ride of 3) this will be split into several meals)
1 pkg speghetti or pasta
1 pkg (2) brown and serve sourdough bread
1 steak
1 pork chop
1 pkg mixed vegetables
1 pkg stir fry veggies
1 pkg fingerling potatoes ( cook in the oven , smash, and broil ) or substitute instant mashed
1 pkg ( or two with a coupon ) pepperoni
2  packages cheese
1 pkg tortillas
1 pkg peppers (frozen )
2 pounds rice
1 lb beans or a can of chilli
2 portions salmon
1 package broccoli

Breakfasts :
Oatmeal (5 days) egg 2 days

Lunches
Top ramen or
Eggs (1)
Leftovers

Dinners

1. Speghetti with red sauce, sour dough bread.   Use 1 bread and all but 2T of red sauce.   
2. Beef soup.  Use 1 can pasta sauce, mixed veggies, top ramen flavor packet, water, and cooked steak that has been cut into small pieces..  And the other 1/2 of the bread.    
3. Pizza Quesedas.  Tomato from reserved sauce, pepperoni, cheese, and some peppers(thawed)  
4. Pork stir fry and rice .  Cook rice reserving 1/2 for another meal.  Stir fry pork chop, cut into small pieces, stir fry vegetables.  Serve over rice.   
5. Spanish rice .   Use pasta sauce , reserved rice, peppers. (Beans if you cook scratch)   
6. Burritos made with rice and  beans and cheese or chili over rice and Quesedas   
7. Salmon baked, fingerling potatoes, broccoli.    

That's about all.  Lots of food for 12.50 a person.    Or 1.77 a day.  

Thanks

Jane

Five meals under five bucks.

The premise of cooking in the cheap is to remain in the budget if someone in snap.   We are not on snap, but we eat less than snap, assuming snap is four dollars per person per day.  
To do that for a family of four, dinner needs to be five dollars.    That leaves enough for snacks, drinks (coffee, tea, milk, tea) and breakfast ( muffins, oatmeal, egg muffin occasionally. ) and lunch ( school, leftovers, pb&j, toasted cheese) .


Five  $5 dinners
This assumes you are finding RBP and usual stock items that are in a kitchen ( oil, vinegar, etc)

1) slow cooker sausage and bean soup.   Chicken stock, 2 cans diced tomatoes, 2 cans beans if choice, 2 stalks celery chopped, 2 carrots, chopped.  1/2 lb cooked sausage ( bulk) . Serve with cheese biscuits.

2) speghetti, red sauce, parmesean cheese for garnish, salad,   Speghetti .58, sauce .75, 1/2 lb ground beef 1.65, sour dough French bread .95 (Costco) , lettuce and tomatoes.  

3) chicken stir fry, rice.    Chicken ( 1/2 breast) 1.00, stir fry vegetables 1.29, rice. .67,

4) bean, rice, chicken burritos.     Burritos 1.00, rice .33, beans .53, chicken 1.25 cheese 1.25

5) ham and scalloped potatoes, broccoli .    Potatoes 1.00. Ham 2.00, broccoli 1.00.

That's two processed meats.  We have left the sausage out of the soup,mot still tastes good.
1 bag of rice cooked, save enough from the stir fry to put in the burritos.  


Thanks for stopping by

Please,share

Jane