Tuesday, September 20, 2016

Terrific Tuesday......coupon edition

I gave a program for a group last night on extreme couponing  --not


Couponing notes 

Why

Why Coupon.   The answer is a matter of saving money,   My dad always said that the price of the coupon was factored into the purchase price, so you were loosing money if you didn't  use the coupon.    

The consensus of opinion is that it takes lots of time and most of the coupons are for a quarter and for things that you don't buy anyway.   Not true now.   I spend about a hour a month on couponing and I save as much as fifty dollars a month.   I get coupons for laundry soap, and staples like yogurt, butter, cheese, pork tenderloin.    

The extreme coupon show has given the concept of couponing a bad wrap.   It wasn't real.   Real people don't coupon like that.   No one needs 90 bottles of red pepper sauce.    No one gets paid to buy things. - except at the drug stores with reward points or when you get a reward for changing prescription to a new pharmacy .   And no one on there right mind would neglect housework and  family time to spend forty hours a week clipping numerous coupons for ninty bottles of red pepper sauce.    

There was a nice lady on the today show that was talking about couponing,   Mat lauer asked her what she would say to naysayers.    She said.     I don't think I'll ever forget it.    If you don't understand , you ain't ever been broke enough.   

Where.   
Coupon inserts are booklets about the size of a half sheet of paper.   There are two companies that print them.   Smart source and red plum.   One of them comes in the Sunday paper  , except for on holiday weekends.   The paper is a dollar at the dollar tree starting the Saturday before .   The other insert comes in the mail.    P and g comes on the first Sunday of the month.   

Coupons can also be found in store ads. On merchandise, ( don't take the coupon  off before you get to the checkouts  and  remind the checker  ) , and on line.   

If you particularly like a product.  E mail the manufacturer and tell them.   They will often send you coupons.   

Download coupon drivers once 
You can print two coupons per month of any particular product.   
They come out 1st of the month.   Big dollar coupons go fast.  You snooze , you loose.   
Make sure you don't have your printer on double sided.   You can print on a used one every of paper. And you can print in black and white.    

While we are on electronics.   

Favado 

Ibotta 

What to do with them

I glance at inserts and pull anything that gets up and grabs me.....a dollar off blue bunny...oh, yah, I'm all over that one.   
Then , i file the inserts in a file folder by month,   I keep three months back and rotate the last month for the first.    It helps if you,can remember to put the date of the insert in the front of it.    

The printed coupons. I have in a  binder that has photo inserts  and baseball card holders in it.   If you have few, there is a coupon wallet with dividers at the dollar store.  

Once  a month , I clean out the outdated coupons while watching tv.   



Coupon rules.   

Verbage has to be exact.  The picture doesn't , but the words do.   
Dollar tree takes coupons, buy only 4 per day per household and only  two of them can be printed coupons.   
Big lots and grocery outlet don't take coupons.   
Winco will not stack coupons.   
About anywhere else will take coupons and stack them.   

QFC has the most lienient coupon policy.   They will use a basket coupon before you use other coupons.  Pick your checker.    Old men aren't the best for couponing,   

The most bang for your buck.  Is where you can match, a sale, a manufacturers coupon, and a basket coupon.   A basket coupon is where a store will print a coupon for five dollars off of 25.00.  For example.   You get the most bang for your buck if you stick to only spending the 25.00.   Stacking coupons with a sale can save as much as 78 percent.    It's worth a little planning.   


Sign up for the rewards cards for the grocery stores.   QFC gives  you free stuff and coupons to load electronically.   Just download or make a note of what they are for.   You can't forget, they automatically appear on your receipt.    




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