Tuesday, October 15, 2013

Terrific tuesday

Last night we had meatloaf , baked acorn squash with brown sugar, and green salad. The old days we would have had baked potatoes too, but I am trying to watch my carbs.  If I had a lot of boys to feed, I might add the baked  potatoes.

My husband ground the beef from chuck that I got at SAFEWAYS for two dollars a pound.  I batch cooked a roast and taco meat, hamburger crumbles and a meat loaf Saturday.  We had roast beef a jus sandwiches in Saturday.  Sunday we went to my SIL's  for dinner.  Tonight we have our dinner group,so we will have roast on Wednesday and I will freeze the rest of the roast cut thin for sandwiches over the next few weeks.  I put them in a food saver bag and can have dinner ready on about 15 minutes on a work day.  I got the roast for two dollars a pound as well.

I usually analyze the ads on Wednesday morning, but Monday was a holiday so it will probably be late.  If I was in a hurry, I would look them up on the Internet.  Our major grocery stores are going to go on strike, so there is no hurry.  We don't have to go to the store for a while.  We did a dairy run on Sunday and I went to grocery outlet for cheese  because we had to go for supplies for the business and I always group trips for gas savings.

Once you get the hang of it, buying your groceries for 1/2 price is easy and very cost productive.
It is a matter of knowing your prices and taking advantage of sales when they come your way.

I will do ads as soon as I get them and we will all hope the grocery workers and management can avert a strike.

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Jane


Monday, October 14, 2013

The reason for living

I am a firm  believer that the only right we have is the right to be useful.  We didn't play when we were kids, we worked.  A lot of toys were not in my mothers budget plan.

I started this blog because I was asked to.  There were people that couldn't make it on food stamps, and  needed help.  I couldn't individually help each one, but thought I could help more people by writing a blog.

I have fallen on the dark side of broke before in my life and found ways to stretch a buck on food.  I can supply good, nutritious meals for about 1/2 the USDA statistics for thrifty plan.

It is my belief that no child should be eating watermelon and corn for dinner, nor should they exist on top ramen and potato chips., I know that is the extreme, but there are kids in that position.  Also, no child should have the insecurity of no food in the pantry.  That is a terrible  injustice in a country that can send aid to third world countries.  We need to take care of our own too.

You can eat well on full food stamps, but it takes some work and know how.  Unfortunately or fortunately , depending on how you look at it, I learned how by necessity.I wasn't in food stamps, but it would have helped if I had been.

This blog is my way of passing my knowledge  on to people that want and or need it.

I don't need remarks from minimalists that believe one should have a six digit income belief system on a lower five digit income.  Yes, my plan requires that we have a stock.  I believe the Mormons think the same thing.  I don't think that all the Mormons are wackos for stocking for an emergency,  it's called being self sufficient. My main objective is to never pay full price on the items I use on a regular basis to cook for my family.

It's true that a three months supply should get someone  by, but if you are In a precarious position, like your job is shaky and layoffs or strikes  are looming, six is better.

My plan works.  I' m not imposing it on anybody.  Whether or not you use anything in this blog is up to you.  Like someone once said on their blog when someone was criticizing , if you don't like it, no one is twisting your arm to read it.

I do wish I could teach a class somewhere and reach the people that really need it especially since our politicians seem to think it is ok to cut wic and food stamps. I know people will be needy.

They don't teach home ec the same in schools anymore and there is a whole generation of people that  think  Dinner comes out of a box.  Not the most nutritious and cost effective way to make dinner.

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Jane







Monday madness

I am proud of the fact that I can feed us for 1/2 the USDA stats for our family. It takes a little work, but the rewards are worth it.  I am trying to teach others so that they can get through hard times if they need to.or if they just don't want to waste money paying full price.  Feeding your family a well balanced meal in these times is a challenge, doing it on a thrifty budget is really a challenge.  It is doable with some  work and knowing some  tricks.

I am not expecting everyone to follow my plan.  I realize that there are people that don't have to desire to spend any time on economizing.  That's what makes the world go around.  This blog is for the people that have to or want to make both ends meat and grocery shop on the cheap while feeding their family a variety of nutritious foods.  Some  people get a new recipe to try out of it , some get an idea to get out of the kitchen faster.  Whatever you get out of it, I hope it helps you,that is my motivation.  I don't get momey for this blog, I just want to help,people with the tools they need to live by any means they have..  Been there, done that, and want to help people get through it easier than I did.  

I was really excited when I discovered that I had two tubes of toothpaste for my stash for the women's shelter.  I was paid fifty cents to take them out of the store.  At that rate, I will be able to get a lot more.  

I have been averaging fifty percent at the grocery stores.  It,does,mean that you need to go to two grocery stores a week.  Some weeks I have gone to one because the buys weren't there..  Some weeks I go to three because I can make best use of the sales and coupons. It all averages out.  

If you are trying to make it on SNAP, you can't go to the store and buy anything that strikes your fancy.  It takes some restraint and self control.  Planning meals helps to make the hard days easier.
Finding recipes everyone in your family likes is a real boon too.

I would like to reach more people, especially people that are going to be hurting when snap monies are cut.  I just don't exactly know how.  Anybody that has a great idea, please comment.

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Jane

Sunday, October 13, 2013

Fred Meyers and rite aid shopping trip.

We did go to Fred Meyers and rite aid.  I figured that the stores were so busy, no one would be looking at me. I got toothpaste, four packages of sugar free chocolate, a package of sour patch and the OOP was 1.64 including the almost ten percent tax we have in Washington.  !  The toothpaste they paid me .49 to take out of the store.  I am starting  my stash for the women's shelter again.

Fred Meyers yielded k cups for 3.50' cheese for 3.99, milk for a buck and ice cream for two dollars.
Sour cream and cottage cheese for 1.67 each.  Freshetta pizza for 2.75.  Close enough to scratch to warrant the expenditure.

That's about all.


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Jane

Rite aid and Fred Meyers ads coupon matchups. UPDATED

I don't have the paper yet, I am using the Internet for these prices.  When I get the paper, I will change anything that is different .( if there is anything.  )

Note: @@ means that there is an in ad coupon.  $$ means that there is a paper coupon somewhere.  Check coupon connections.

Fred Meyer
Updated:

Cross rib roast 2.99
Beta alert.... Peanut butter 2/3.00 @@
Canned veggies .50@@


Apples, pears, .98
Broccoli .88
5# potatoes .88
Cukes .59
Zucchini, squash .88
Milk .99   Usually ok and choc milk are the same price.
Gm cereal is 1.67 @ $$ nets .92
Cottage cheese, sour cream 1.67 ( 24 ox)

CHEESE 3.99. Limit 2

Freshetta pizza. 3.59 limit 4 $$. Makes it 2.75 @@@



Rite aid alert

Colgate max fresh toothpaste. With up rewards and $$ coupon is FREE.
Russel sat overs chocolate sugar free is a buck with rewards.,m

Also trick or treat candy and shampoo are inexpensive with coupons, see coupon connections.

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Jane




Saturday, October 12, 2013

Suddenly Saturday, updated

It's Saturday.  I was supposed to go to a funeral  this morning, but I look like I could try out for a horror film.  I think I shall save people the horror and stay home!  LOL

My husband volunteered to grind meat and put some summer yard stuff away.

The egg board has a few coupons in a limited supply.  I reposted it on Facebook.  I guess from talking to a lady at work that has chickens, this is the season for mounting and the hens don't lay a lot of eggs.  That's probably why they are more expensive lately.  Even at a higher price, they are a cheap source of protein.  Betty Crocker impossible pie only takes a few for a whole pie.  Added cheese and a small amount of meat covers you protein wise with little money.

When I went for the cheese at SAFEWAYS on five dollar Friday, the grated cheese was a smaller package than the  brick.  And they had sharp for the same price,  score!!!!

I like to mix several cheeses to make Mac and cheese.  So,eti,es I ise ot for a way to clean put the bits in the cheese drawer.  I get a seasoned grated cheese at grocery outlet.  Our family all like spicy, so that part of pleasing everyone is easy.

I want to pay between two and two fifty a pound for cheese.

Setting prices on things and not paying full price is another way to reduce your food costs.

I bought six pounds of meat for 2.00 a pound using specials and the 10.00( twenty percent if you plan your trip and spend a total of 50.00.  ) coupon.,

My husband ground it.  I cooked 5 batches of taco meat, 1 batch of crumbles, and a two pound meatloaf plus beef stock.  That would make 5 meals for a typical family for 12.00.  Or 2.40 per meal.
That makes a beef meal fall well within the five  dollar range.  We cooked all that plus putting a roast on the oven on about an hour and a half. We have 12 meals handled for is.  For a family of four meat eaters, we would have 8 meals.  The roast was 7.12.  You can have a roast beef dinner, roast beef a jus sandwiches and still have enough to put in a Cassarole.



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Jane




Friday, October 11, 2013

Grocery shopping Friday.

I was being in the groceries and fell.  I was glad I hadn't bought eggs! LOL. I'm pretty messed up, but nothing is broken.

Indie save fifty percent at SAFEWAYS.  I got meat for 2.49 a pound, less twenty percent.  I got five dollar cheese ( sharp) and brats.  I tried to get the johnsonville coupon, but couldn't find one.

Lettuce was five for five and grapes were 3/5 either red or green.  When you have a choice, the darker the skin, or greener the lettuce, the more food valu it has.

Taco cause was BOGO and then I had a coupon, netted a buck a bottle.
Chicken wings were cheap.
All in all, I got a lot of protein and vegetables,

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Jane


Yesterday's shopping trip

I went to the store with my daughter yesterday before I went to work.  I will go to another store today to finish up.  I wanted to take advantage of the mega sale.  The bottom line  was 52 percent savings.
I used two coupons.  For a buck a piece.  Not exactly extreme couponing, but I am still happy with the savings.  I got the veggies that were on sale , pizzas and ice cream, and ten canned goods to get 15.  I got the kids pudding for a dollar and a penny.  That's for 12 servings.  A little more than 8'cents a cup.
Diced tomatoes were at my RBP.  And I got 2 cans of corn to fill in.  I found a recipe for bacon corn chowder and it sounded good.  Sometimes, a little fat can go a long ways to make something tasty.

This is not a weeks groceries, and you could not make a meal from it, but it was not meant to be.  By stocking instead to just buying what you need for the week, you can make a remarkable difference on your grocery bill and still eat well.

I will have a Safeway run to do for meat, cheese, and some  fruits and veggies.
I have planned the trip.  Again, there are not any coupons that work here.  If I needed yogurt, there are coupons for that and it is .50 for Yoplait.  The 5 dollar Friday brats , according to coupon connections, are johnsonville.  There is a buck coupon printable. Also, salsa is a buck with a coupon From the newspaper, only until Sunday.

Real food coupons  are few and far between.  You have to take advantage when you find  them and KNOW your PRICES!   That's the real key.  I get calls all the time, how much should this cost!  Or where is the cheapest.....  Knowing your prices and buying at the RBP is the key to half price groceries.  If you can do that and avoid the junk food and ready made food, you will have it made.

By stocking, and only buying what's at the  RBP, you can take advantage of the stores rotation of sales and wind up with a stock that will make well balanced meals continuously.

When you shop, you are going to buy
1) fruits and veggies that are in season and a low price.
2) a meat (protein item ) that is RBP to batch cook.
3) anything on your stock list that is RBP within your guidelines.

Honest, it works and cuts your bills in half.

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Jane


Thursday, October 10, 2013

Thursday

It's Thursday, time to plan shopping trips.  I still have to download coupons and Betty Crocker has a bunch of new recipes that sound good.  A baked pumpkin doughnut .  Sounds like it could be healthy ( not fried  and pumpkin is good for you.  )

I have a menu matrix that I use to keep us eating a variety of foods and simplify meal plans.  It kind of makes it a fill in  the blanks exercise. This is what works for our family, you might haven't make up your own.

2 beef
2 chicken or pork
2 vegetarian
1 fish or shellfish

My mind set: I plan to buy and make hamburger this weekend.  I made a chicken on Monday.  Tuna is on sale at QFC.  I have a acorn squash , and carrots were on sale last week.  Salad is a buck at SAFEWAYS.  Cheese is on five dollar Friday at safeways.  This is a case    where most of the dinners are from sale items at two stores over two weeks ads.  I is easing into buying meat on a rotating basis.

1) meatloaf, acorn squash, salad
2) tacos
3) chicken pot pie.
4) pork chops
5) Mac and cheese, peas and carrots
6) vegetable egg omelets , fruit salad, toast.
7) Tuna Casserole, salad

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Jane













Wednesday, October 9, 2013

Wonderful Wednesday

It's Wednesday.  I have had the grandbaby home for two days.  Time to get some more work done.  I finally got my paper from the UK and need to get Christmas behind me so I can take care of cleaning and decorating for Halloween.

I bought Halloween candy with rite aid dollars on sale.  We don't have a lot of trick or treaters.  Our downtown merchants stay open and give out candy.  Downtown is just one big party .  The police block off the roads so it so safe for the children and show some police presence.  Safe and sane Halloween!

On another note, I studied SAFEWAYS add again.  I hate to waste the ten dollar coupon, but it doesn't so any good if you pay full plus price on the things you buy.

Chuck steak or bottom round roast is 2.49.  Less twenty percent ( the 10.00 coupon) is two dollars a pound.  The 7 percent hamburger is 3.49, less the twenty percent is 2.80.  I think we will grind our own.  Hamburger hasn't been two dollars for a long time.  LOL

Grapes are 3/5 on Friday as well as
Salad 5/5
Brats
Cheese 2#

I am having a real hard time matching coupons to these like I did the last time.  Still, the meat and cheese savings are remarkable.

The other place I would go of I needed to would be QFC.  It's stock up time I'd you have diced tomatoes or canned veggies on your stock list.  The pudding is a remarkable price with coupons.  It is one of the items on the back pack kids list.

Note : this is a really good reason why you shop two stores and buy specials.

7 percent hamburger is 4.99 at QFC.  Grinding your own is 2.00.  That's three dollars a pound.
If it takes you twenty minutes to grind, and you buy ten pounds, you have saved 30.00.  Twenty minutes is 1/3 of an hour.  That means you would be making 90.00  dollars an hour.  No one has EVER paid me 90.00 an hour.    I know, this is an abstract that some people can't see.  None the less, you will be saving thirty dollars over just going to the store and buying your food.  Whether   you are buying two pounds five times, or you buy ten pounds once, you will still eat dinner.  The difference is that you will have thirty dollars to buy at least ten more meals of meat!

Buying in bulk at RBP and bulk cooking saves because
1) you portion control a meals worth of meat.  No waste.
2) you cook once, so you use less energy-- both yours and the utility bills
3) you clean up once.
4) with hamburger you can take the time to defat the crumbles and taco meat.
5) dinner time is quicker because you have a head start.  The meat takes the longest time to cook.  You are getting convenience without it starting with the "letter" $$$.

Tomorrow, meal plans from the ads.

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Jane




Tuesday, October 8, 2013

The ads 10/8

Here are the ads for this week.  Please note that I post anything that is perishable , dairy or meat that is a good buy as well as the stock items that are good prices.  There can very well be a cheaper price on another ad.  After you use the list, you need to cross off anything you don't need, anything that is more expensive elsewhere, and check coupon commectioms or the coupon ,matching  site that is on your area.

TOP

Turnups, rutabagas, beets .80
Jivama .80
Nalley chili .80@@
Olives .80@@


QFC

Pork shoulder roast 1.79
Butter 2/4
Tomatoes .99
Broccoli,, cauliflower.  .99

Mega deal.  Buy 10 , get 5 free.
Nets. .67 each

Corn
Diced tomatoes
Starkist tuna
Snack pack$$

ALBERTSOMS
Coupons needed

FOLGERS COFFEE 6.99@@
Tuna, salmon .99@@
Red Baron 2.49@@$$
Hillshire farms 3/10@@

Eggs .98@@
Bread .99@

SAFEWAYS
Remember the 10.00 coupon expires next week.
Pot roast 2.49
7 percent hamburger 3.49
Oscar Mayer lunch meat 1.99  buy 3
Apples .99
HORMEL chili bogo$$

5 dollar Friday
Grapes
Salads 5/5
Brats
Subs

That's about all.  I am going to work a bit on SAFEWAYS ad to use the ten dollar coupon.  So far, ot will be hard to maximize the savings.
The roast at safeways is 2.49. Time to grind your own hamburger.
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Jane




Monday, October 7, 2013

Recap, the plan

Ok, we talked about getting started and planning your trips to the store.  We talked about cooking from scratch and not falling into the pitfalls that jack up the food bill.   And, we talked about scratch cooking to keep costa down.

Portion controls are a necessary topic too.  We only need a four ounce portion of meat.  That's about the size of the palm of your hand.  By portion controlling your meat before it goes on the table, you can stay within budget.  Take a look at the food pyramid.  Fill in the meal with whole grains, vegetables and some starch.  When my kids were teens, or had snack foods that they knew were free foods.  That is, I bought them for the sole purpose of allowing them protein rich snacks to tide them off until dinner time.  They knew that those foods were not part of dinner and they could eat as much as they wanted.  I never had to worry about the kids spoiling their dinner.  They all ate well and didn't have a weight problem.  We always had plenty of good food to eat in the house.

I made stew beef from a three pound hunk.of chuck  steak,  we had beef tips, mashed potatoes, gravy and salad one night.  We included my six foot four son.  We still had enough for me to have a lunch the next day and for my husband and I to have a dinner of stew the following night.

When I went to the nutritionist when I was first diagnosed with diabetes, she stressed a four ounce portion of meat, a small portion of starch, and Over 1/2 your plate was to be veggies.  A good  balance of foods is essential for nutrition and for keeping a sound budget., there are USDA guidelines for food on the Internet.

On another note.  The USDA has come out saying that foster farms has had some problems with salmonella.  They are not recalling the chicken,  ALWAYS remember to wash everything that touches or that you touch  with raw meat juices very good.  Cook your chicken until 179 degrees.  I have a probe thermometer.  Last time I got carried away working on my studio and it cooked beyond its
timer.

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Jane




The basics, part three: cooking

It's Monday. October 7th, time for the third part of the equasion.  Scratch cooking.

One of the easiest ways to derail your budget and run out of money on a fixed food budget is to buy your food ready made and in boxes.  That being said, there is always exceptions, but they are few.
Certainly, any pancake, waffle or pop up  item is off limits, they are way  over prices and easily cooked. Muffins or quick breads are an easy, fast, cheap alternative. I do use bisquick that I get at Costco.  I have a recipe for baking mix, but it calls for shortening  and I avoid solid fats.
Oatmeal from scratch is easy and not much more work than instant.

1 cup water
1/2 cup oatmeal in a microwave safe bowl.

1-1/2 minutes in the microwave.

I cook the oatmeal for 1 minute, stir and cook 30 seconds,  it seems to keep it from boiling over.
I add fruit and milk, or some raisins and milk.

Cold cereal is a given.  Avoid the sugary ones, they are expensive and whole grain Cheerios or corn flakes are better and I almost always can find coupons.


Some items for dinner are as cheap ready made, but not many.m instant mashed potatoes on sale cheap are sometimes cheaper than scratch.  I buy refried beans because they are time consuming to
make .  Ditto tortillas.  I usually keep a cake mix on hand when I can get them for less than the flour.

There are ways to cook from scratch that don't mean  that you have to slave over a hot stove for an
hour.  Unless, you want to.  Carla on The Chew  introduced me to the word, passive cooking.  I was well aware  of the concept, just didn't have a name for it.

The slow cooker and the oven can be your best friend in the kitchen.  There is something really comforting about the smell of dinner cooking all day, and I really enjoy having dinner done when I have worked the late shift and come home to dinner ready.  Many recipes are a dump and turn on
Recipes.  No  hard work here.

Fries on the oven from scratch are really easy.  I also get fries from the dollar store.  my family does not like the shot string ones, I like steak fries the best.  Oven roasted potatoes, and any root vegetables you can come up with including radishes.  Radishes take on a different taste.  They are really good.

Pre cooking meats helps make dinner time less hectic.  The meat takes the longest time to cook.  If it is already  done, putting a Casserole together and putting it on the oven is really quick.

I heat sliced meat in a broth.  If it is sliced thin  , you can heat the broth, put the meat on and torn off the burner.  It will heat through while you make the rest of dinner.

Meat balls are a real dinner boon.  You can do a lot with them.  Meatballs and spaghetti, meat ball soup, meatballs and gravy, meatballs with a cream sauce on noodles, meatball subs.  Get a basic recipe and dome over mix them.  When I batch cook, I put a rack on a sheet pan , make meatballs the size of walnuts and bake them off, the grease drips off the meatballs.  You are better off using a higher fat content for meatballs and meatloaf.  I use a 7-9 percent for tacos or crumbles.

If you cook crumbles, drain them in a colander, pour boiling water over them.  This makes hamburger have LESS fat than boneless, skinless chicken breast.  I return some crumbles to a pan with some water and my taco seasoning.  The recipe for many mixes are on an earlier post.  The crumbles I portion control and put on bags for meat sauce or pizza.

There is a recipe for pizza crust on an earlier blog.  Also the concept of almost free pizza.
There is also a recipe for pizza crust on the back of the bisquick box, although we don't like it.   Sometimes , Big Lots has a bag of pizza crusts really cheap.   Big Lots  has a twenty percent off everything sale ever so often.  They don't have a very long shelf life.  Use them soon.  If your family is like mine, there is no twisting arms to get someone to eat pizza.  LOL

Roasting a chicken is easy, and well worth your efforts.  It takes me about ten minutes to put a chicken in the oven.  It is a remarkable difference between a deli chicken and a cooked chicken.
never buy a chicken that is less than three pounds.  The ratio of bone to meat is a break even at three pounds.  Less than that you are paying for bone that you can't eat. you don't know where the deli chicken has been.  I prefer locally grown chicken.  You are paying early for a little bit of effort.
I can get chicken for a dollar a pound.  Grill pack chicken for a dollar makes boneless, skinless
chicken breast and pulled chicken.  Pulled chicken makes tacos, soup, and pulled chicken sandwiches.

Roasting off a pork loin makes a pork loin dinner and hot sandwiches.  You can cut off pork chops before you roast the loin.

I cook a beef roast when I can get it for under three dollars a pound.  That doesn't happen too much lately. But hopefully lower beef prices will return.

You need to average two to three dollars for protein a dinner to keep a five dollar dinner is get.  It is a game for us now. The operative  word is average.

If you add a couple of vegetarian meals to the mix, it affords a more expensive cut of meat sometimes.  Eggs, beans and cheese are still cheap sources of protein when you get them on sale.
Eggs have a month fridge life.  Buy them in bulk when they are cheap.  I like close to a buck.  Last time. I had to pay more.  They are still a cheap source of protein.  I want cheese for two to two forty a pound.  I am still getting this price.  I buy the one they let you buy even of I don't end it right then.  It has a bit of a fridge life, you can always grate it and freeze it.  I add a little cornstarch to it to keep it from sticking together.  About a tablespoon per two pounds of cheese.

The the main thing to remember is avoiding the F word.....   full price! LOL.

Don't let cooking from scratch overwhelm you.  Take one thing at a time.  There are books at the library, there is a Martha Stewart series on PBS.

Learn to substitute ingredients when a recipe calls for an expensive ingredient.  Just remember you are looking for the similar  taste and texture.  Celery can replace mushrooms and take up the bulk of onions.


That's about it.

There are blogs on scratch cooking every month.  I write off the top of my head like I am talking to you on my kitchen.  Each one is different.  Please feel free to read earlier blogs.

Every week I analyze the ads for the Seattle area, usually on Wednesday because our mail comes late on Tuesday afternoon.  You can usually gleam the best of the ads on coupon connections on line.  She, however, has been posting coupons I haven't been able to find.  It is a good resource that saves you a lot of time.  I print coupons for things I usually buy the first of the month.  There is a limited amount of coupons to print, so get yours when they are there.  I have a coupon binder that I put together cheap.  I don't cut the coupons from the paper.  I just put inserts together with a binder clip. By month and clip them when I need them.  I rely on coupon connections to tell me when there is a good deal.  I mostly use them for toothpaste and other deals that are cheaper  than scratch.  Sometimes  at rite aid, they will pay you to take things home.  If I can use the item, or I know where I can donate it where it will be needed, I "buy" it.  Toothpaste and baby food are a natural here.

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Jane








Sunday, October 6, 2013

The basics, part two: shopping

First, if you HATE to shop, deligate this to someone who doesn't, provided you can trust them to be diligent at their efforts.  One time, we needed some things at the grocery store to fill on because I had been recovering from an operation, and no one had shopped for two weeks.  I sent my husband to the store to buy a weeks food.  He came back with two pomegranates and beer.  LOL.  I decidedd it would be better of I sent my college age daughter with a budget.  She came home with two bucks to spare and enough to make meals for a couple of weeks of things I normally buy.

Ther are a lot of places that sell food these days.  Every week, I pick two of the chain stores based on what my needs are, and what prices they have.

Warehouse stores, over-stock stores, the dollar store, and drug stores also sell food.  Many times the alternative stores have better prices.  They only  buy bargains, so they don't have a wide variety,but what they do have many times is a really good price.

The big key here is that you have to know your prices.  You don't have to know all the prices in the store, but every family has key things that are their stock items that make up the majority of the non- perishable food in their pantry.  It's usually 10-15 items.  You can't know if something is a bargain if you don't know what the rock bottom price is in the first place.

We go to the chain stores once a week.  We go to Costco on a need basis .  We go to Winco when they send us a coupon.  It is a ways away and last time I went, the prices weren't that good.

We go to the grocery outlet and big lots when we are n the area for other things.  Grocery outlet has a wide variety of cheese, some is a good price, some isn't.  You need to be really mindful of the pull dates at overstock stores.

I hit the dollar store once a week for the Sunday paper.  They keep it all week.  The dollar tree takes coupons.  By watching coupons and not being brand loyal, you can get your deodorant, toothpaste and soap for FREE.  This is really big if you are on SNAP that doesn't pay for non- food items.  We are not on snap, but on a retirement fixed income, I take advantage of everything I can find of ot is something we can use.  I have started on my toothpaste fairy basket again.  LOL. ,last week, I got eight dollars worth of food for a buck at the dollar store.  I also buy catsup , frozen veggies, Kleenex, cotton balls, and window cleaner in bulk.

We hit the bakery outlet when we are in the area, or about every eight weeks.  I fill in if bread is cheaper at the stores on sale.  They have brown and serve baguettes sometimes, otherwise I get them from Costco.

There is a couple of posts  on the Phycology of retailers.   It really helps your bottom line if you can beat them at their own game.  It's well worth the read.

Snack foods and convenience foods are the biggest profit for retailers.  Avoid them like the plague.
That being said, there are a few things that are cheaper than homemade, or homemade is just too time consuming to go that route.  Tortillas come to mind here,  the cost on sale is so low, it's not worth it.  When in doubt, do  the math.  I factor in my time.  If I can make a decent amount per hour, I make scratch.  Besides, boxes have to have preservatives.  I want to use them in moderation.  The recipe starter at the dollar store is cheaper than making white sauce from scratch.  They don't always have basil and garlic flavors.  Last time they only had tomato.  Simce I got it for free, it was cheaper.

My daughter and I made the  lemon pound cake she was buying at the big bucks coffee place.  I think I figured we made 212.00 an hour making it from scratch!   I wouldn't buy it in the first place, but the comparison was interesting.

There are web sites out there in Internet land that match up store sales with coupons from the paper and coupons that can be printed on the Internet ( coupon.com) .  You have to download the coupon printer drivers, but so far I haven't heard of any bad experiences from those that have done this.
The coupon marching site in the Seattle area is couponconnections.com .  A google search should net you the one in your area.

Couponconnections is a fast search. She posts the really good deals in red, so you can check it out really fast.  I skip over any ready mades I less the price is really lower than scratch.  I can't make a cake mix  for free, or .14.  Flour costs .075 cents a cup in bulk.  I have been finding taco dinner mixes for little more than the tortillas.  They have both hard and soft shells to satisfy everyone.  When I quit finding them, I will go back to buying shells and using my own spice blend. Most of the time , coupons are for things I don't use.  By only printing the things you will use at the first of the month, and keeping the inserts from the paper in binder clips by dare, you can make the best use of coupons without spending a lot of time clipping coupons.  It takes a matter of a few minutes to pull up the matching site and scroll through the stores in your area.  If you do it after you have decided which store to go to, you narrow your search.  Then, the printables have a link, or you can go directly to the insert and pull the coupon you will use to make your purchases.

I love the word FREE, almost as much as the words that they will PAY you to take the product home. That only happens at rite aid for me.  But, when someone pays me a penny to bring a 3.00 tube of name brand toothpaste home, I am going to take advantage of it.  If I am not going to use it, I save it for the women's shelter or the food bank.

There are mix recipes on prior posts.  Buying mixes, and ready mades and snacks will bust your budget big time in short order.  Check the price of potatoes per pound.  Now, do the math on potatomchips.  The exercise is eye opening.  Besides, chips have a lot of salt in them.  We feed our children far too much salt,sugar,  and fat.  It is hiding in a lot of our foods.  The first step in healthier children is to stop buying sugar coated cereal and salt laden snack foods.

My daughter and I dissected a hamburger meal box.  The results are quite remarkable (see earlier post) .  Since then, they have come out with a new box that is a bit better, bit I suspect not much. I also posted alternatives to the meal box.  The key words...better, cheaper, faster.

Keep in mind, in order to keep under budget on snap, you need to average five dollar dinners.....a meal, not a person.  Do your math.  If you get full snap, divide the amount by 30.  That's your amount per day. Modified it by 4.2 and that is the amount per week.  There are ways to make breakfast really cheap and many times kids can get lunch free or nearly free at school.  You can have leftovers.  Because of that, I concentrate on dinners.

Next time, cooking from scratch.

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Jane










Saturday, October 5, 2013

The basics, part one

It's the start of a  of new month.  I can't believe it is October  already.  The first of each month,mi usually go over the basics of groceries on the cheap.  Each time I write off the top of my head, so each one is a little different.

Groceries on the cheap takes a entirely different  approach to buying your food.  Instead of going to the store and buying all your food for a week, you go to two stores and replenish your food supply.  Because you only buy what is at a rock bottom price, you save money.  Or, if you have a male mentality, you spend less money.    I Spend about half of what the normal person does for our family and have done it for years.  

It takes a little planning at the beginning, but once you get yourself set up, you will probably spend less time than before.  Some of these things you probably already do automatically.  It's a matter of jotting them down on paper.  

Let's get started.  

1) write down the inexpensive sources of protein your  family will eat.  Do try new foods and expand your variety if foods.  My mother never cooked pork.  I first cooked it after I was married.  In our house that would be some beef, pork, chicken, eggs, cheese, beans and rice.  

2) write down  7-14 meals your family ears that use these protein sources.  

3) write down the key non perishable ingredients that you use to cook these meals.  Most families will have a list of ten or so items.  These are your stock items.  

4) track your stock items.  You can use a small notebook from the dollar store, or a spread sheet n the computer.  You want to identify the name of the item, the size of the package , the date, store, and amount  you paid for the item.  Odd you use a coupon!?   

5) when you find the rock bottom price ( I call it my target price) , buy 
A) as many as you can afford
B) as many as the store will let you buy ( limit) 
Or C) as many as you need to fill in your stock.  

Stores operate on a eight to twelve week cycle for sales.  If I use something once a week, I keep 24 max.  If I use it once a month, I keep 6.  For things like catsup, mayo and mustard, I keep one on hand.  When I open my back up, in start looking for a sale.  I found catsup for .80 this week, so I bought two.  

You never want to get stuck having to pay full price.  

When the ads come out.  I start  with a piece of computer paper, preferably  out of the recycle bin.  
I mark it off in quarters.  

Now, I write down the things on sale that are on my stock list and are rock bottom prices.  
Ditto the produce that is on season and the cheapest prices that I can use to fill out my meals.  
Dairy is next .  And a protein source that is at a rock  bottom price that I can batch cook.  

Cross off anything you don't need to stock, anything that is cheaper at a different store.  Now pick the top two stores.  Picking two stores gives you the best chance to effectively buy the best produce and take advantage of the sales.  Plan your trip with other errands to make the best use of your gas.  If your stores are far apart, split the shopping to piggy back the trip on your way home from other errands.  

If you buy a protein at a rock bottom price and buy bulk, batch cook it and portion it on meal sized containers, you will have less waste and cook more efficiently with less clean up.  Stores rotate their meat bargains.  Buy the bargain, and buy enough for a meal a week for the month.  By working on a four week cycle, you can have variety and spend less doing it.  This week, SAFEWAYS has chicken for a buck.  Next week I might find hamburger or pork loin or sausage.  

When you get home from the store, make out your meal plans for the week.  I just write down the main dish.  The rest of it takes care of itself.  I usually try for an easy dish the days I have the late shift.  You don't have to be rigid and follow the plan to a t.  Just have a plan.  Without a plan, it is too 
easy for the order pizza gremlins to rear they ugly head!   

Next time : the shopping trip

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Jane 

Friday, October 4, 2013

Shopping Trip

Today's shopping trip was to TOP foods.  I spent 38.40 on our food. And 1.40 for the food for the kids backpacks.  We have a definite list of things  for the children. When I can get the for cheap woth a coupon, I will.

I posted a pic on Facebook, but don't know how to get it onto the blog.  I got a bunch of things for .80 in lots of ten because it is TOP Foods 80th birthday.  I used a coupon when I could.  I got refried beans and hunts pasta sauce.  Catsup is .80 and cheaper than the dollar store.-- I got two.  Carrots were .40'a pound and peppers were 2.00 as well as apples for .80.  I used a coupon for Yoplait at 2/80.  And a manufacturers coupon for .40.  So six were 2.00, or.33 each.  Bread  was .80.

Ice cream was 2.80. There was a deal where milk was .80 if you bought  a bunch of kelloggs cereal.  I don't need cereal so I paid the  normal 2.59.   You could have bought the cereal with coupons.

SAFEWAYS did not have enough on special to  warrant  the trip.    Maybe next week.  I have a ten dollar coupon.  The Only thing that I saw was the cheese BOGO.  I do have a coupon for Sarjento.

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Jane


And life goes on

This all started back in the 70  's when we had double digit inflation and I found myself a single parent.  We were in a recession, and I didn't get a raise in three years.  Rarely did I get child support.
I cut everything I could cut.  I shut off the heat I some rooms, turned the dishwasher off after the rinse cycle and cut the newspaper.  I  had the cheapest car on the road, rationed my gas and washed my hair with dish soap.  When the 10 inch black and white tv with rabbit ears broke,  we listened to old radio.  When I was in an accident and the fender was rubbing on the wheel, my five year old and I tried to pull it away from the wheel with a hammer.  We both landed on our buts.  His contagious laugh made me forget that my buttwas bruised    until I got into bed that night!   LOL

I started reading everything I could get my hands on,  I tried anything that sounded like it might work.  Chicory in coffee and  liver.  Soy bean meat loaf----not so much.  I never could get soy beans soft.  I re sorted to TVP.  Through the years, I learned more and more and developed a plan that worked.  I am still learning.  My daughter and I went to a couponing class and I added a scaled down version to my plan.  I have finally got it so that we spend 1/2 price on food and eat well, and we have been for years.  I was interviewed by Woman's Day.  At the time the younger kids were teens.  I spent fifty dollars a week.  The woman asked me how old the children were.  I said teenage.  Then, she asked me if they were girls.  When I told her I had one of each, she said she was impressed.LOL

Of all this came 1/2 price groceries, groceries on the cheap. I started this blog when it came to my attention that some people were running out of money before they ran out of month on SNAP.  It is totally possible to eat well on full snap.  Snap is based on the USDA stats for thrifty cooking.  It is my understanding that the amount you get is based also on your income.  I feed three adults on about sixty dollars a week and am still building a stockpile.

I have found that some people reading my blog read it to get a new recipe to keep their dinners fresh. Some do it to find easier, faster ways to get out of the kitchen!  Whatever you can get from my blog, I am glad you are reading.

I suspect that some people read it once and say OMG you have to work at it!   I am not going to tell you that some little elf is going to instantly make dinner appear on the table.  Does anyone remember I dream of genie?  once you get set up and get the hang of ot, it actually takes less time to get dinner from the grocery store to the table.

Groceries on the cheap takes a three-disciplined   approach .

Planning and organizing
Smart shopping
Cooking from scratch

More tomorrow

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Jane



Thursday, October 3, 2013

How many ways can one say stupid, without saying it out loud,

I was reading a blog where people were telling of ways they SAVED money.  I know, to each his own, and I didn't want to attack anyone on a blog discussion.  That being said, going to the store and buying just what you need for a week, regardless of the cost is dare I say STUPID.  YOU ARE THROWING MONEY AWAY. IF YOU DONT CHOOSE TO STOCK, AT LEAST PLAN YOUR MEALS AROUND WHAT IS ON SALE AND MAKE BEST USE OF COUPONS.  And, I almost never just go to one store!

Z  Last week, I went to the dollar store, I spent 1.00 on food.  I got two recipe starters that are 2.59 at SAFEWAYS for FREE.  I got two boxes of potatoes for .50.
The rite aid netted taco kits for little more than the shells would cost.  And the baby's Mac and cheese for .50 instead of 139.  ( her teacher requests pre made  because she's making lunches for multiple kids.) and I went to SAFEWAYS for a savings of over sixty percent.

Why pay more than retail for food you can buy for 50 or more percent off?   In my book, that's just STUPID!   Unless, of course,you have money to burn!

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Jane







Terrific Thursday

Yesterday was a hard day.  I was exhausted.  I cut up and cooked beef tips in the crock pot before I went to work.  When I got home, my daughter made a salad, my husband made mashed potatoes, my son took the baby and I made gravy.  Dinner was ready in five minutes or so.  I ate dinner and went to bed.  Have to do the dishes this morning.  And make up the studio time I lost yesterday.

On to the subject at hand .   I plan my meals after I go to the store.  You need a plan.  You don't always have to stick  to the plan, bit you need a plan.  Meal plans keep you on track and scare away the lets order pizza gremlins.  LOL.  I plan a slow cooker or other easy meal for the days I know are going to be hard.  If I have to work the late shift, I want dinner in five minutes or so.

Using the matrix ( rough plan) affords you a variety of meals, makes everyone happy on our family, and makes the project easy.  We all have different tastes in this family, I want us to have a variety of meals.  So, we compromise and everyone gets some of what they like the best each week.

2 beef
2 chicken or pork
2 vegetarian
1 fish or shellfish

When I buy and batch cook meat I rotate meats using whatever is the rock bottom price 8! The ads.  Sometimes I have to be flexible because the meat is not as good as I would like, or they are out of it.

Last week, I used chuck  steaks and made stew meat out of it,  it was on sale, and I got twenty percent off besides.  This week, I won't use the coupon for SAFEWAYS, I hope next week is better buys.
Chicken is a buck this week.  I am still well stocked from the grill packs, but it would be my meat of choice this week.  You can roast a chicken in ten minutes non-passive time.  If you don't have a roasting rack, rough chop carrots and potatoes and cook the chicken on top of them.

The sausage at Costco has been creeping up in price.  I suspect it is still less than at the regular stores.
I fry it, de fat it, and break it down to meal sized portions.  You can use it in quiche, on pizza, and in soup.

I watch for hamburger to get nine percent for under three dollars.  I was getting it at SAFEWAYS.  Last time I got it from Costco.  It was a finer grind.  I would have prefered SAFEWAYS.  I make meatballs, meatloaf, crumbles, taco meat, Salisbury steak sometimes.  I defat the crumbles and taco meat.

Meatballs are very versatile.  Meat ball subs, meatballs and gravy, red sauce, white sauce over noodles,...
I use crumbles in casseroles or on soup or on pizza.
Tacos are a standard on this family.  We all like it and I can vary the meal to make everybody happy ( vegetarians and semi vegetarians.  ).

I have been getting pepperoni for .50 instead of 3.50 lately.  Watch coupons.  Since processed meat has got bad publicity, the coupons are on great supply.  My mantra is anything in moderation.  I try my best to give us a variety of meals and not to eat the same thing over and over.  It doesn't always work... Que the three chicken meals on a row last week, LOl, bit it usually does.

When I could, I got sirloin tip roast once a month.  I still have been able to get pork loin roast.  You can make a Sunday dinner and hot or BBQ  sandwiches, pork chops,  cubes for stew etc.

I am still trying for two dollars a pound.  Lately, it's closer to three for beef.  I can still get pork and chicken cheaper to average it out.

Cheese has taken a huge hike.  I am still getting it for two to two fifty a pound by watching sales.  If it isn't the price I want, I don't get it.  I do get it when it is two dollars whether I NEED it or not.  The biggest hurdle to get over of you are used to buying your food every two days on a need only basis,is to buy something that keeps wether you need it that day or not.  It's a careful balance that buys enough to last you until a new sale, and not buying too much.  I have been getting shredded cheese at Costco or SAFEWAYS.  Costco's afforded my closer to two dollars a pound.  Some cheese is four dollars a pound.  It is to your advantage to buy it at two dollars.

If you are lucky enough to have the time to cook beans and eat them the same day, go for it and use dry beans.  They are cheapest if you can get with friends or family and split a bag from Costco ( or another warehouse store) .  Beans and rice have a short fridge life.  I use canned beans because of it.  I rarely have time to make scratch beans.  I have not tried them in the pressure cooker.  Has anyone cooked beans in the pressure cooker before?    I get beans for between .50 and .67.  At .50 with beans from the regular chains, you break even on cost.  I make a sausage bean soup.  It takes cans and can be "thrown " in the crockpot in a matter of minutes.

I almost always have a hard cheese in the house.  Please, DONT  buy parm from a can!   Of parm is not cheap, I buy whatever hard cheese is .  Grocery outlet is a good source for cheese.  There is usually a wide variety of cheeses, some cheaper, some not. They carry a jalapeƱo grated cheese that is really good mixed with other cheeses for Mac and cheese.  I make Mac and cheese often, because, again, I can make one meal and don't have to adapt to compensate for vegetarians. My daughter has started to eat chicken.  It really helps, even though gramps is not thrilled with chicken.  He eats it, but would rather have beef.  I think it is important for health reasons to have a variety of meals.

You are better off with sloppy joes than hamburgers when beef is as expensive as it is now.  You use a lot less meat!  

To recap, protein is your most expensive item to buy for meals.  Getting a good handle on ways to cut your costs with out sacrificing variety and nutrition is a good start on cutting your food bill.  Taking advantage of coupons, and sales and stocking saves a lot of money.  Watching your stock and not overstocking is essential.  You want enough to last you of anything that is non perishable and things you use weekly to make meals.  Fruits and vegetables are purchased in season at their lowest cost.
Ready made things are purchased at a minimum, mostly when they are cheaper than scratch.

If you are on SNAP, your budget is pretty much set, if not, the USDA has guidelines based on the sizes of your families and the ages of the members of your family.  They have four different budgets, and update it frequently.

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Jane








Wednesday, October 2, 2013

Notes on Wednesday

Last night we went with  friends to taco Tuesday!   It is a good way for us to go out with friends and have fun without spending a lot of money.

It has come to my attention, that some of my readers are from different parts of the country,  I am in Seattle.  When I post a blog on the ads, I realize that the prices will do you no good.  But, there is a methodology in preparing to shop.  By doing an exercise to analyze the best store ads .  You are looking for the best prices on the things your family needs.  The object is to find the rock bottom price on the foods you use often.  Buy as many as you can afford when they are the cheapest, as many as the store allows ( limit) or as many as you need to fill on your stock.  If I use something once a week, I keep 24,  if I use something once a month I keep 6.  This works on shelf ready things that won't go bad.  It won't happen overnight, but inch. Y inch it will happen.

Stores operate on a 8-12 week cycle.   Y tracking the prices of your 10 or so items, you can see a pattern and get things at the lowest price for your area.

It's a whole different concept in shopping.  You are not going to buy all of what you need to make 7 dinners in one shopping trip.  You are going to stock items when they are at the lowest price, and eat them when they are at the highest.  Not to different from the old days when our grandmothers put up fruit and veggies from the garden on the farm to get them through the winter.

When the ads come out, analyze the ads and pick the best two stores that have the best buys for the week on your rock bottom prices, your produce and dairy, and the meat of the week.  If you pick I meat that is at a rock bottom price and buy the amount you will eat in a month, you will get the lowest price, buy on bulk, and portion control so there is no waste.

We operate on a matrix for variety.  Your matrix may very well be different according to your families likes.  Ours is

2 beef
2 chicken or pork
2vegetarian
1 fish or shellfish

So, for instance, if I was buying the chicken this week that is a. Buck a pound, I would figure I can get four dinners from one chicken.  I will buy a five or so pound chicken.  Roast it off, and use one meal of Sunday chicken dinner, one with chicken cubes ( like pot pie or a casserole) and one BBQ dark meat, one soup from the bones.

Next  week, I might buy a log of sausage from Costco, or a pork loin, depending on what I can buy cheap.  Maybe a brick of hamburger.

That's all about the time I have this morning.

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Jane